Bad Credit & Car Title Loans

Fast Online Loans

About this app

Get cash fast with our app, the instant and easiest way to apply for title loans online using your car as collateral.

Car title loans, also called auto title loans, are a form of credit that uses your car as collateral. This makes it easier to get approved even with bad credit because the lender is assured by the value of your vehicle. We make it even easier by letting you complete the whole application process online.

Borrowers turn to such loans because they are fast and easy. If you're faced with a financial emergency or unexpected bill, you could see the money in your bank account as soon as the next business day.

Car title loans are also great because the usual factors like income level are less important to lenders.

Our app lets you request up to $50,000, depending on the value of your car. After filling in one simple form, your details are passed among a large network of lenders across the US. You'll know onscreen if you've been offered a loan in a matter of minutes.

If connected, you can complete the lender's application online, attaching any documents digitally if required. Title loans are flexible, allowing you to repay in weekly or monthly installments, over several months or years. You can also save on interest by repaying early with no penalty.

There are no restrictions on what you can use the loan for. They are commonly used to make upfront purchases, cover unforeseen bills or emergency expenses, fund home improvements or travel, and even medical bills.

Looking for loans with bad credit? No problem! Since your vehicle is evaluated and used as collateral, a bad credit score is not a barrier to getting approved. This also means you can probably borrow larger sums with better interest rates than the equivalent personal or payday loan offers.

Many people who struggle to get credit from the bank or other large lenders find auto title loans to be just the solution they've been looking for.

All you need to be eligible to use our app is to:

• Own a car without a lien
• Be 18 years or older
• Live within the United States as a legal resident
• Hold a checking account in your name
• Be employed or otherwise have some form of income

It's that easy - request a title loan today and you could receive cash tomorrow!

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Material Disclosure
This app's operators are not a lender or a broker and make no approval decisions or assessments about loan terms. The app aims to connect borrowers with a lender from a network of licensed title loan lenders in the United States, who are solely responsible for all lending decisions. Using this app does not constitute an offer or solicitation for loan products that are prohibited by any state law. Users are under no obligation to share their details via the app, complete a lender application, or sign any loan agreement. By law, lenders must provide a full copy of the terms and conditions before the borrower signs the contract. The loan repayment terms vary anywhere from 65 days to 3 years. Precise terms vary depending on individual lender policies and application assessments.

APR Disclosure
The annual percentage rate (APR) is the interest rate a title loan accrues over a year. It is based on the principal, cost of the service, other loan terms, repayment amounts, repayment schedule, and state laws. Some states regulate the maximum that can be charged in interest. On average, APRs vary between 6.63% and 35.99%. By law, lenders must disclose the APR and other terms of your title loan before an agreement is legally binding.

Below is a representative example of how APR might be calculated (all fees included):

A loan of $5,000 taken out over a two-year period with a 28% APR will cost you:

• Total charge for the loan: $5,000 * 0.28 * 2 = $2,800
• Total amount to repay: $5,000 + $2,800 = $7,800
• Monthly payment: $7,800 / 24 months = $325

Ratings and reviews

Very helpful and understanding