Uni Cards: The Pay 1/3rd Card

115K reviews
Content rating
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About this app

Uni Pay 1/3rd Card - Backed by Visa - Pay 1/3rd, get 1% rewards & enjoy 6,9,12,18+ months EMI plans.

The Pay 1/3rd revolution is here. Uni Pay 1/3rd Card is exclusively made to help you pay in 3 parts for no extra charges. Backed by Visa, Uni Pay 1/3rd Card is accepted at 99% of the places across the country that accept credit/debit cards. Yes, that’s true now spend anywhere and everywhere with your Uni Card and just Pay 1/3rd.

Pay 1/3rd. It's possible, it's better.

What you'll love about Uni?

1. Pay 1/3rd for all your transactions - Divide your spends in 3 parts for 3 months for no extra charges. A bill of ₹15000 is divided into 3 payments of ₹5000 for the next three months.

2. Get 1% rewards when you Pay in Full - You can also choose to pay in full like usual post 30 days free credit period & enjoy 1% rewards.

3. Convert your transactions to 6/9/12/18+ EMIs (Coming soon) - Take all the time you need. Choose affordable longer EMI plans for your spends.

4. Nothing is hidden here - 100% Money back guarantee incase a charge or fees is applied without your knowledge.

5. Instant card within minutes - Get a card instantly for paying online till your physical card arrives.

Oh wait, there’s more :)

6. Easy Card controls: Easily manage and track your online/offline & contactless payments & set your limits for every transaction.

7. Flexible repayment options: Choose the option to carry forward some amount to the next bill by paying a nominal Carry Forward Fee.

8. Bill reminders: Get multiple bill reminders before your Due Date to avoid being charged Late Fee.

9. One-click Card lock: Lock your card instantly in case of emergency. Unlock easily via app when needed.

10. 24x7 Customer support: Our team of experts is always here to help you out. Reach us via WhatsApp, email or call and we'll be happy to assist you.

Make Uni Pay 1/3rd Card yours,

It just takes a few mins. The application is in 3 parts -
1. Check Eligibility: Give us a few details & check if you're eligible for our card
2. Submit KYC: Complete paperless KYC
3. Get Card: Instantly get your digital card & start spending online

All these exciting features and more await you. Download the Uni app now and Pay 1/3rd, get rewards, longer term EMIs and more.

Our partners-
Uni has partnered with the following RBI-authorised & regulated NBFCs/ Banking institutions

NDX P2P Private Limited (Liquiloans)
Transactree Technologies Private Limited (Lendbox)
Northern Arc Capital Limited
DMI Finance Private Limited
State Bank of Mauritius (SBM)
Updated on
Oct 5, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info, and Photos and videos
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted
115K reviews
Agraval Narula
September 17, 2022
I first found out about the Uni Card and saw that it was a great concept, but I was hesitant because of the low credit limit. However, once I got in touch with customer service they reassured me that they could help me get approved no matter what my credit score was. They're true to their word as well, it only took 5 minutes for me to get approved! It's been a year since I've had the card and have been very pleased with the experiences! The UI UX
12 people found this review helpful
Uni Cards
September 17, 2022
Hi there, thank you for the 5 stars! We're super glad that you liked our product. We hope that you love using your Uni card :)
Rushad Bhomishaw
July 16, 2022
Team Unicard It's been around two months since i downloaded the app for the card but since then it's just showing that your partner system is under maintenance. I had uninstalled and reinstalled the app thinking that it might be a glitch but it's still the shame. Kindly do something about it as it's really demotivating to opt for your card and facilities. I was looking forward eagerly for your card. Kindly look into the matter please.
257 people found this review helpful
Uni Cards
July 16, 2022
Hey there, we deeply regret the inconvenience caused. We would like to inform you that due to internal policies the onboarding process is on hold at the moment. Unfortunately, we do not have any dedicated timeline for this. Request your cooperation and patience. We will reach out to you once we can offer a card.
Amol Pawar
September 16, 2022
The other day I was in a bind and needed to pay for something. I wasn't sure what the best option would be, so I did a little digging online. As it turns out, Uni Cards actually has this incredible service that allows you to pay 1/3rd of the cost. For me to say that about a credit card is really interesting because most cards charge you just a few percent more than what they're worth. So if anything, their credit card is an amazing deal.
2 people found this review helpful
Uni Cards
September 16, 2022
Hi there, thank you for the 5 stars! We're super glad that you liked our product. We hope that you love using your Uni card :)