Dinerbacano-Préstamo Personal

DinerBacano

About this app

Quick deposit in 3 minutes at the fastest. Respect the privacy of users and protect their rights and interests.
🌸Free application - All Dinerbacano processes are free.
🌸100% online process - Mobile can complete all processes and no paper documents are required.
🌸Simple process - You can get your loan in a few steps.
🌸100% data security protection - Dinerbacano guarantees the security of your data 24 hours a day, providing the highest level of security for your data and privacy.
🌸Quality service - We offer 7*24h services. Dinerbacano provides a safe and reliable online personal loan service, your information will be protected at the highest level.
🌸Accepts all types of bank accounts in Colombia, such as Bancolombia, Nequi, etc.
🌸Provide the best customer loan service, low interest rates and no hidden fees.

Dinerbacano is an online personal and credit loan application for all Colombian residents. Provide users with a loan of COP $50,000 - COP $2,500,000 pesos for financial aid. A loan and credit product that can be paid through convenient payment methods such as Colombia PSE/Nequi/Efecty.
Loan amount: from COP $50,000 to COP $1,200,000
Loan period: 91-180 days
Interest rate: 0.06% per day (the highest annual interest rate is 22.6%, which is equivalent to a monthly interest rate of only 1.8%).
Value Added Tax (VAT): In accordance with Colombian policies and laws, a value added tax of 19% is applied on interest; TAE (APR): 22.6% maximum.
Example:
For example, for a loan with a term of 91 days (3 months) and a principal of COP $100,000, the annual interest rate is 22.6% and the daily interest rate is 0.06%.
Total interest: 100,000 * 0.06% * 91 = 5,460VAT: 5,460 * 19% = 1,037.4
Total refund amount: 100,000 +5,460 +1,037.4 = 106,497.4
Payment of the first month: COP $35,499.2
Payment of the second month: COP $35,499.1 Payment of the third month: COP $35,499.1 The TAE (APR) is 22.6%

Application Requirements:
1. Have a valid C.C.ID
2. Have a mobile phone number and stable income.
3. Have a bank account

📧 Email: [e-mail]
🏡 Address: Cr 69 P No. 77 65 Bogotá D.C.
🕘 Working time：8:00 a.m. to 5:00 p.m. Monday to Friday; Sat from 8:00 a.m. to 2:00 p.m.