Kaspar&BKT

Kaspar&

About this app

Get your brilliant savings plan. Connect your Bank Thalwil account and you'll be ready to go in just 5 minutes.

The brilliant part: Every time you pay with your Bank Thalwil debit card, you automatically round up to the nearest Swiss franc, invest your change – and more.

Because Kaspar&BKT offers you everything you need to master your finances:

1. Turn your dreams into investment goals: From owning your own home to saving for your children to your own retirement plan – set up as many investment goals as you like and make your dreams a reality.

2. Invest with the expertise of Bank Thalwil: Benefit from BKT's investment expertise and Kaspar&'s digital asset management. With Kaspar&BKT, you invest as professionally and personally as with your Bank Thalwil client advisor. But it's fully digital and starts from just 1 Swiss franc.

3. Choose the right investment for every goal: Kaspar&BKT offers you customized investment strategies with varying equity allocations. From Savings PLUS to Sports PLUS: We make you a suggestion, you decide, and you can switch plans at any time to suit your needs.

4. Reach your goals even faster with savings plans: With Kaspar&BKT, you can flexibly fund your investment goals with your spare change, larger one-off payments, or automated savings plans. We take care of the rest. And you retain full access to your investments at all times.

5. Bring order to your finances with budgets: Divide your account into different categories. These budgets aren't invested but are available for their intended purpose: whether it's taxes, household expenses, or subscription fees. This way, you always have a clear overview of your spending.

6. Low investment fees: Costs are a sure way to lose money. That's why Kaspar&BKT invests for you in cost-effective and broadly diversified index funds from reputable providers. Our low and transparent flat fee of 0.85% includes not only the asset management fee but also the custody fee.

Thanks to the partnership between Kaspar& and Bank Thalwil, you benefit from the security and professionalism of an innovative Swiss regional bank and the technology of a leading digital asset manager. And the best part: You don't need a new account or an additional card for Kaspar&BKT. Simply pay as usual with your Bank Thalwil debit card and invest your change. It's that easy.

Join us – we look forward to embarking on this journey with you!

Here's how it works:

- Download the Kaspar&BKT app: Click on "Registration" and have your Bank Thalwil e-banking contract number and password ready.

- Follow the registration steps: Together, we'll determine what's important to you when investing. In just 5 minutes, we'll create your user profile and get everything ready for you to start investing.

- We'll connect your Bank Thalwil account: In just a few clicks, we'll connect your existing Bank Thalwil account to Kaspar&. This means you don't need a new account or an additional card.

- Master your financial life: We will then review your information together with Bank Thalwil and activate your access to the Kaspar&BKT app within 1-2 days.