Kaspar&
5K+
Downloads
Everyone
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About this app
Get Switzerland's brilliant investment app, get a free bank account and your personal Kaspar & Mastercard.
The brilliant thing: every time you pay with your Kaspar & Mastercard, you automatically round up to the next franc, invest your change - and more.
Because Kaspar& offers you everything you need to master your financial life:
1. Turn your dreams into investment goals: From your own apartment to saving for your children to your own pension provision and 3a - open up as many investment goals as you like and make your dreams come true.
2. Invest with Kaspar&'s know-how: Benefit from Kaspar&'s investment expertise and digital asset management. With Kaspar& you invest professionally and cost-effectively. Fully digital and starting at just 1 franc.
3. Choose the right investment for each goal: Kaspar& offers you individual investment strategies with different equity shares. From Savings PLUS to Sport PLUS: We will make you a suggestion, you decide and change at any time according to your needs.
4. Invest in the topics that are close to your heart: Kaspar& offers you the opportunity to choose a thematic focus for each of your investment goals. From electromobility to cyber security to digitalization: thanks to topic ETFs, you can invest part of your money in the topics that are important to you.
5. Reach your goals even faster with savings plans: With Kaspar& you can flexibly support your investment goals with your change, larger one-off payments or automated savings plans. We take care of the rest. You retain access to your systems at all times.
6. Take precautions with Pillar 3a: Thanks to our fully integrated 3a solution, you can also invest your pension provision in one of five professional investment strategies with different equity shares at the touch of a button; or you can choose the free account solution if you just want to save but not invest.
7. Bring order to your financial life with budgets: Divide your account into different buckets. The budgets are not invested, but are available for their purpose: whether taxes, household expenses or subscription fees. This means you can keep track of your expenses at all times.
8. One of the lowest investment fees in Switzerland: Kaspar& invests for you in cost-effective and broadly diversified index funds from renowned providers. For the first time, our affordable and transparent all-in fee really includes all costs of investing. And this saves you from unpleasant surprises. Of this, never more than 0.45% goes to Kaspar&.
Thanks to the cooperation between Kaspar& and our partner bank, Kreditarbank Lenzburg, you benefit from the security and professionalism of a Swiss bank and the technology of a leading digital asset management company.
Kaspar& is a spin-off from the University of St.Gallen (HSG) and ETH Zurich and was founded in St.Gallen in 2020. Several thousand customers in Switzerland now rely on our solution and manage their finances with us.
Come along too – we look forward to traveling together with you!
This is how it works:
- Download the Kaspar& app: Click on «Registration» and have your ID, passport and, if necessary, your foreigner ID ready.
- Follow the registration steps: Together we will determine what is important to you when investing. In just 10 minutes we will create your user profile and set up your account for you.
- We identify you: To verify your identity, we take a photo of you and your ID. Since it is a verified photo identification process, it works at all times.
- Master your financial life: Our partner bank will then check your details and you will receive your personal account number. After your first deposit you will receive your card within 7 working days. You can even start investing right away.
The brilliant thing: every time you pay with your Kaspar & Mastercard, you automatically round up to the next franc, invest your change - and more.
Because Kaspar& offers you everything you need to master your financial life:
1. Turn your dreams into investment goals: From your own apartment to saving for your children to your own pension provision and 3a - open up as many investment goals as you like and make your dreams come true.
2. Invest with Kaspar&'s know-how: Benefit from Kaspar&'s investment expertise and digital asset management. With Kaspar& you invest professionally and cost-effectively. Fully digital and starting at just 1 franc.
3. Choose the right investment for each goal: Kaspar& offers you individual investment strategies with different equity shares. From Savings PLUS to Sport PLUS: We will make you a suggestion, you decide and change at any time according to your needs.
4. Invest in the topics that are close to your heart: Kaspar& offers you the opportunity to choose a thematic focus for each of your investment goals. From electromobility to cyber security to digitalization: thanks to topic ETFs, you can invest part of your money in the topics that are important to you.
5. Reach your goals even faster with savings plans: With Kaspar& you can flexibly support your investment goals with your change, larger one-off payments or automated savings plans. We take care of the rest. You retain access to your systems at all times.
6. Take precautions with Pillar 3a: Thanks to our fully integrated 3a solution, you can also invest your pension provision in one of five professional investment strategies with different equity shares at the touch of a button; or you can choose the free account solution if you just want to save but not invest.
7. Bring order to your financial life with budgets: Divide your account into different buckets. The budgets are not invested, but are available for their purpose: whether taxes, household expenses or subscription fees. This means you can keep track of your expenses at all times.
8. One of the lowest investment fees in Switzerland: Kaspar& invests for you in cost-effective and broadly diversified index funds from renowned providers. For the first time, our affordable and transparent all-in fee really includes all costs of investing. And this saves you from unpleasant surprises. Of this, never more than 0.45% goes to Kaspar&.
Thanks to the cooperation between Kaspar& and our partner bank, Kreditarbank Lenzburg, you benefit from the security and professionalism of a Swiss bank and the technology of a leading digital asset management company.
Kaspar& is a spin-off from the University of St.Gallen (HSG) and ETH Zurich and was founded in St.Gallen in 2020. Several thousand customers in Switzerland now rely on our solution and manage their finances with us.
Come along too – we look forward to traveling together with you!
This is how it works:
- Download the Kaspar& app: Click on «Registration» and have your ID, passport and, if necessary, your foreigner ID ready.
- Follow the registration steps: Together we will determine what is important to you when investing. In just 10 minutes we will create your user profile and set up your account for you.
- We identify you: To verify your identity, we take a photo of you and your ID. Since it is a verified photo identification process, it works at all times.
- Master your financial life: Our partner bank will then check your details and you will receive your personal account number. After your first deposit you will receive your card within 7 working days. You can even start investing right away.
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