True Wealth

True Wealth AG

About this app

Investing and making pension provisions has never been so easy.

You determine the guidelines and retain control of your investment strategy at all times. We take care of the implementation: simple, transparent and cost-efficient.

We do everything we can to keep costs as low as possible and select the most efficient investment instruments. And everything is already included in our wealth management fee of 0.25 to 0.50%:

- Custody fees
- Trading commissions
- Deposits and withdrawals
- Swiss eTax statement
- Risk profiling
- Portfolio rebalancing

The external product costs (TER) are also very competitive. On average, they are only 0.10% - 0.15% for a global portfolio. The minimum deposit for our wealth management is CHF 8’500, for Pillar 3a and ETF child portfolios CHF 1’000.

We are completely independent in our choice of investment instruments. We have no kickbacks, retrocessions or hidden fees.

What are the benefits of professional wealth management with True Wealth?

- An individual investment strategy that suits you and that you can adjust at any time.
- Clear reporting.
- Transparency down to the last detail. We show you the total costs at all times.
- You can choose between the global and the sustainable investment universe.
- Rebalancing: We monitor your portfolio and rebalance it if necessary.
- Risk management and portfolio construction according to scientific principles.
- High liquidity, no minimum term. Access to your wealth at any time.
- Account opening in less than 10 minutes.
- Test all functions with the virtual account without real money.

Our Pillar 3a:

The third pillar is seamlessly integrated into our wealth management solution, but can also be used as a stand-alone product. And from our side, it costs nothing: 0.0% True Wealth fees. And on top of that there is 0.45% interest on cash. Minimum deposit CHF 1’000.

Our solution also offers innovative functions: Thanks to automatic account staggering, we'll open up to five 3a accounts for you over time, and with the optional “automatic top-up” you'll never miss a deposit again.

ETF portfolios for children and young people:

A separate securities portfolio for your child? Check.
A child account in the child's name? Check.
An individual investment strategy that takes your child's long-term investment horizon into account? Check. From a minimum deposit of CHF 1'000.

About True Wealth:

True Wealth was founded in 2013 by Oliver Herren, co-founder of Digitec Galaxus AG, and Felix Niederer, physicist and portfolio manager, as a Swiss public limited company based in Zurich. Over 35’000 customers are invested via the True Wealth app and platform and have entrusted the company with over CHF 2 billion. True Wealth is licensed as an wealth manager of collective assets and is subject to supervision by the Swiss Financial Market Supervisory Authority FINMA.

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