VIAC

WIR Bank Genossenschaft

About this app

VIAC – Pension planning for everyone!

Open your Pillar 3a or vested benefits account with VIAC in just 5 minutes, 100% digitally. Saving taxes & retirement planning is that easy with VIAC!

Cost-effective
VIAC sets the benchmark for pillar 3a with average fees of only 0.33%! With the Account Plus you can even invest for free!

From CHF 1
Invest as much as you want and when you want - without minimum deposit, minimum fee or minimum term. You can still decide after opening if you want to deposit or not.

Highest flexibility
From interest-bearing accounts to 100% equities, broadly diversified with index funds and ETFs. You can adjust your investment strategy as needed or create your own individual strategy - at no extra cost.

Vested benefits
Manage your vested benefits assets cost-effectively and 100% digitally with VIAC.

VIAC Life
Thanks to VIAC Life Basic, you receive up to 25% in addition to your pension savings in the event of disability or death. If you want, you can add cost-effective additional disability or death coverage right in the app.

VIAC Mortgage
Exclusive & fair: As a VIAC customer, you get access to the attractive VIAC mortgage with top interest rates.

Ratings and reviews

There is hardly anything better for your 3a in Switzerland. You can convert your liquidity in assets and the standard solution is all passively managed international index tracking funds. I know this sounds technical, but after some research and reading in the matter, I concluded there is hardly anything more convenient for your investment. VIAC levereged that knowledge, packaged it nicely and is putting it in your hand. I'm impressed by the outcome. One of my favorite apps on my phone.

After a month with VIAC, I am upset I have not installed it earlier! Nice interface and transparency in the investments made! My only comment is that for Swisscanto funds the links do not work if you want to check further the content. I think this is more a ZKB issue, but would be great if fixed.

I think VIAC is currently by far the best investment solution for Pillar 3a. Both the mobile app and the web app are very easy to use, they look and work great. It's also nice to see that everything is really paperless.

What's new

With this update, we have implemented various small improvements.

We wish you a lot of fun with VIAC!