Download the pillar 3a app now and save money

Opening in less than 10 minutes.
1. Download our free app
2. Enter your personal details
3. Choose your strategy
4. That's it

Free VIAC basic protection
New: For every CHF 10'000 invested assets, you as a VIAC customer automatically benefit from CHF 2'500 protection in case of disability or death!

Saving made easy
Our pension solution pays off, and is easy to use and understandable for everyone.

Maximum security
Your money is safe at the Terzo Pension Foundation of WIR Bank. WIR Bank is a purely Swiss, cooperative bank.

Maximum flexibility
From an interest-bearing account up to 100% in equities, broadly diversified with index funds. You can adjust your investment strategy at any time – at no extra cost.

Start off with as little as CHF 1
Invest as much as you want and when you want - with no minimum deposit, minimum fee or minimum term.

Unrivaled low costs
With an average cost of 0.39%, VIAC is the cheapest pension solution for pillar 3a! With the Account Plus you can even invest for free!

Vested Benefits
Manage your vested benefits assets cost-effectively with VIAC. Available for PC and Tablet only at
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What's New

With this update we have implemented several small improvements.
We wish you a lot of fun with VIAC!
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Additional Information

May 16, 2022
Current Version
Requires Android
5.1 and up
Content Rating
Offered By
WIR Bank Genossenschaft
WIR Bank Genossenschaft Auberg 1 4002 Basel
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