Financial Evaluator

Segur Alert Team

In-app purchases

About this app

Have a business idea and want to know if it's worth it before investing? Financial Evaluator walks you through it, step by step and in plain language, to project your business and get a clear verdict: recommended, recommended with adjustments, or not recommended.

You don't need a finance background. You answer simple questions (what you sell, how much you invest, how you expect sales to grow) and the app builds the model, runs the numbers and produces a polished report for investors, professors or grant applications.

▍WHO IT'S FOR
• Entrepreneurs who want to know if their business is viable before starting.
• Students of finance, business administration, accounting and economics.
• People applying for startup grants and funds.
• Anyone who wants to project a business without being a numbers expert.

▍WHAT IT CALCULATES
• NPV (Net Present Value) and IRR (Internal Rate of Return).
• ROI, simple and discounted payback.
• Projected cash flow (month by month in year one, yearly up to 10 years).
• Business valuation: terminal value, pre-money and post-money for investment rounds.
• Automatic depreciation: declare an investment with its useful life and the app generates the lines for you.
• Sensitivity analysis: how far your sales can fall, or your costs rise, before the business stops being worth it. It answers the question that always comes up: "what if sales aren't what you expect?".

▍HOW IT WORKS
1. Guided assistant: it asks everyday questions and builds the model for you.
2. Advanced mode: a powerful line editor for those who do know finance (project-evaluation method, professional spreadsheet style).
3. Auditable verdict: clear financial rules you can defend to an accountant. The app explains why you got that result.
4. Presentable report: export to editable Excel and to PDF.

▍ALSO: FAIRS AND EVENTS
If what you are evaluating is a fair, an event or a stand that runs for a few days, the app includes a separate evaluator where NPV and IRR are not used (a few days have no multi-year horizon to discount), but break-even point and contribution margin instead: how much you need to sell to cover the stand, and what happens if you sell less.

▍WHY YOU CAN TRUST THE NUMBERS
The calculation engine is deterministic and validated with real cases and automated tests. The rules are explicit — no black boxes. The verdict is built on discounted cash flow, just as finance is taught.

▍WORKS ON YOUR DEVICE
Your projects are saved locally on your phone. No account and no connection needed to calculate. Choose your language (Spanish or English) and currency (CLP, USD or EUR).

▍FREE AND PREMIUM
Free: build your full model, with as many cash-flow lines as you need, save as many projects as you want, and see the verdict and indicators on screen. Includes all 3 financing modes (own capital, loan and investment round), the first section of the report and the headline of how fragile your project is.
Premium (monthly or annual subscription): the year-by-year cash-flow table + Excel and PDF export + full report on screen + the full cash flow (all 12 months of year 1 and every year) + the fragility analysis in detail, with its 4 levers and 25 scenarios.

Plan with your head. Decide with data.

What’s new

Build your full project now, with no line cap:

• Write as many cash-flow lines as you need: the 5-line cap is gone from the free plan.
• Your verdict, NPV, IRR, ROI and payback all come from your complete model.
• Each line shows its number, so you can find your way in long models.
• The year-by-year cash-flow table becomes Premium, along with the full report and export.