Loan & EMI Calculator

FutureWatch

Contains adsIn-app purchases

About this app

EMI Calculator makes loan planning simple. Enter your loan amount, interest rate, and tenure — instantly see your monthly EMI, total interest, total payment, and a complete month-by-month repayment schedule. No clutter, no complicated spreadsheets, no sign-up. Just fast, accurate answers.

Most loan apps overwhelm you with dozens of tools you'll never use. This one does one thing brilliantly: help you understand and manage your loans. And unlike a plain calculator, you can SAVE and TRACK your loans — see all your debts and total monthly payments in one clean dashboard.

★ SAVE & TRACK YOUR LOANS

Save any loan you calculate and give it a name (Home, Car, Personal, Business…). Your personal dashboard shows your total monthly payments across every loan, your total outstanding balance, and how much interest you have left to pay. Each loan shows a progress bar — how many months you've paid and how much is left. Finally see your full debt picture in one place.

★ ACCURATE EMI CALCULATION

Reducing-balance EMI, done right — including zero-interest offers. See your monthly installment, total interest, and total amount payable in a second.

★ FULL REPAYMENT SCHEDULE

A clear month-by-month amortization table showing how much of each payment goes to principal vs interest, and your remaining balance — with real calendar months. Copy or share it anytime, or export the whole schedule as a PDF.

★ BUILT FOR EVERYONE, EVERYWHERE

Works in 15 languages, including full right-to-left support for Arabic and Urdu. Pick any currency — amounts and numbers format correctly for your region.

★ CLEAN, MODERN DESIGN

A calm, premium interface with light and dark mode. Numbers are big and readable; the principal-vs-interest split is shown as an easy visual chart.

★ FAST, PRIVATE & OFFLINE

100% offline — no internet needed. No account, no login, no data collection of your loan details. Your numbers stay on your device.

KEY FEATURES

• EMI calculator for home, car, personal, education & business loans

• Save and manage multiple loans in one dashboard

• Total monthly payment & outstanding balance across all loans

• Repayment progress tracking (months paid / remaining)

• Full month-by-month amortization schedule

• Principal vs interest visual breakdown

• Export schedule as PDF; copy or share results

• 15 languages with RTL (Arabic, Urdu) support

• Any currency, correctly formatted

• Light & dark mode

• Fast, lightweight, works fully offline

• Free to use

HOW TO USE

1. Enter your loan amount

2. Enter the annual interest rate

3. Enter the tenure (months or years)

4. Tap Calculate to see your EMI, totals & schedule

5. Save the loan to track it on your dashboard

Whether you're planning a home loan, comparing a car loan, budgeting a personal loan, or keeping an eye on several debts at once, EMI Calculator gives you clear answers and a simple way to stay on top of every payment.

Download EMI Calculator today and take control of your loans.

Disclaimer: This app is a financial calculator for informational purposes only. It is not a lender and does not provide loans or financial advice. Calculations are estimates; confirm exact figures with your bank or lender.