Moneri is the personal finance app made for Colombia. Track your expenses in seconds, manage your budgets, and see where your money goes—all from your phone.
WHAT YOU CAN DO:
• Voice tracking: Say "I spent 15,000 on lunch," and Moneri will automatically detect the amount and category. Your voice is processed on your device.
• Unified accounts and cards: Bancolombia, Nequi, Davivienda, Daviplata, BBVA, Banco de Bogotá, cash, and more. Native multi-currency support (COP, USD, EUR).
• Budgets with alerts: Define your monthly spending limits for each category. We'll notify you when you reach 80% of your limit so you can adjust before going over.
• Goals you'll achieve: Your trip, your first car, an emergency fund. Define the goal and link it to an account—your progress updates automatically.
• Recurring bills and subscriptions: Rent, Netflix, cell phone plan. Defined once, recorded monthly. Supports asymmetric bi-weekly payments.
• Multi-destination investments: brokers (Trii, IBKR, eToro), ETFs, CDs, crypto. Each destination with its real currency.
• Debt calculator: credit cards, loans, mortgages. EAR, fixed payment, monthly reduction target. See how much you pay in interest and when you'll pay it off.
• In-depth statistics: monthly KPIs, 6-month cash flow, donuts by category, payment methods, projected payments for the next 30 days.
• Calculators: compound interest, Colombian CD comparison tool, brokers, debt simulator, retirement/pension, 4x1000 calculator, financial glossary.
• Financial community: learn from other Colombians. Free users can read and react; Premium users can post and comment.
• iOS Widget: Your balance, monthly spending, and next goal right on your home screen.
• Syncs across 3 platforms: iPhone, Android, and web. Your data is always up-to-date.
• Offline mode: Records transactions without internet access—they sync when you're back online.
SECURITY
End-to-end encrypted data. Unlock with Face ID/fingerprint. We never share your financial information.
FREE & PREMIUM
30 days of Premium with no credit card required. Then you choose: Free (enough to get started) or Premium ($10,825/month or $129,900/year with unlimited syncing across 3 platforms).
Made in Colombia for Colombians. By PlusMedia360 SAS.