OSB저축은행 스마트뱅킹

OSB Savings Bank

About this app

1. App name: OSB Savings Bank Smart Banking

2. App information
OSB Savings Bank Smart Banking Service

3. Service introduction
We provide easier and more convenient financial services with easy and quick login through simple authentication and management of your account at a glance.
Try out a variety of financial services, including non-face-to-face account opening, savings/savings product subscription, and loans!

Easy and fast membership registration and login
Simple login with password, pattern, fingerprint/Face ID without a joint certificate

Home screen and menu for convenient use of financial services

▪ Login service
More convenient asset management service with an at-a-glance view of my account information
Through the first account connection, all of my deposit and loan accounts are sorted at a glance and customized management functions are provided for each account.
- Deposits/savings: non-face-to-face account opening, deposit/savings new/cancellation, transaction history inquiry, immediate/delayed/reservation/automatic transfer, simple transfer, and result inquiry
- Loan: New loan/repayment/interest payment, transaction history inquiry, loan continuation, loan period extension, interest rate reduction application, loan contract cancellation application, etc.

▪ Deposit and loan financial product mall and menu bar
View all financial products provided by OSB Savings Bank at a glance on the home screen
Configure all menus provided by the app to be easily found in the menu bar at the bottom right of the home

▪ Non-member services
The essential menus when selecting deposit and loan products are organized on one page so that even first-time customers can easily find the menu they want.
- Deposits and savings: Product introduction and interest rate information at a glance, and even non-face-to-face account opening at once!
- Loan: Easy and fast loan limit inquiry to electronic contract all at once!

Mobile-only membership for better service
- My free credit management service (credit score inquiry)
- Free electronic certificate issuance service (limited to electronic finance subscribers)
- My additional loan limit notification service, etc.

Open banking service
- Check the balance/transaction details of other registered financial company accounts, withdraw withdrawals, import balances, etc.

4. App access permission information
- [Required] Storage space: Stores joint certificates and uses them in various security modules
- [Required] Malicious app detection: Perform virus scan on app information installed in the device
- [Optional] Camera and photo: Required when taking photos of ID cards and submitting documents.
- [Optional] Biometrics: Used in simple login settings and security module
- [Optional] Phone: Make a call to a branch, etc. or use it in the security module
- [Optional] Location: Required for OSB Savings Bank branch information

5. Precautions
For safe financial transactions, use of OSB Savings Bank's smart banking service is restricted on rooted (jailbroken) devices.
Please completely initialize the terminal through the manufacturer's A/S center, etc., then install and use the OSB Savings Bank Smart Banking app.
* Rooting (jailbreaking): Obtaining administrator rights on a mobile device, where the OS of the terminal has been tampered with or tampered with by malicious code.

6. Minimum requirements for app installation
- Android: Android 4.0.3 or higher

7. Customer Center Operation Guide
Main phone number: 1644-0052 (Weekdays 08:30~17:30)

Compliance Officer Deliberation No. 54-62 (2024.04.03~2025.04.02)