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About this app
Real friends, quick money, offers online loan applications through the application of real friends, quick money. It is an online loan through a legitimate app provided by the company. True Friends, Quick Money, Limited, a subsidiary of True Friends Capital Co., Ltd. and is under the supervision of the Ministry of Finance.
Why do I need to apply for a loan through the Real Friends Quick Money app? (Pico Finance)
- credit in the system It is safe, legal, and earns real money.
- Provide a maximum credit line of 300,000 baht, comfortable installments for 3-60 months.
- Interest rates starting at only 0.60% per month (or 7.20% per year)
- The highest interest rate is equivalent to 2.75% per month (maximum interest 33% per year)
- Know the approval results in 15 minutes, get money instantly in 24 hours
- Use only with ID card + collateral (land title deed, car manual)
- Monthly installments - No deposit don't have to transfer first
- No guarantees required
- No topping fee No hidden fees
- No stamp duty
Example of calculating interest and fees for Pico Finance loan if the loan is approved and contracted on 8 Aug 64
- Credit limit 10,000 baht
- Amount to receive 10,000 baht, no fees
- 33% interest per annum
- 15 months repayment period
- Paying every 28th of the month
so
- 28 Aug. 19, total payment=816.0 baht (principal=635.2 baht ,20 days accumulated interest=10,000.00*33%*20/365=180.8 baht), remaining outstanding principal=9364.82 baht
- 28 Sep. 20, total payment = 816.0 baht (principal = 553.5 baht, 31 days of accumulated interest = 9,364.82*33%*31/365=262.5 baht), remaining outstanding balance = 8811.29 baht.
- 28 Oct. '21 payment amount=816.0 baht (principal=577.0 baht ,30-day accumulated interest=8,811.29*33%*30/365=239.0 baht), remaining outstanding principal=8234.28 baht
- 28 Nov. '21 Payment amount=816.0 baht (principal=585.2 baht ,31 days accumulated interest=8,234.28*33%*31/365=230.8 baht), remaining outstanding principal=7649.07 baht.
- 28 Dec. '64 Payment amount=816.0 baht (principal=608.5 baht ,30-day accumulated interest=7,649.07*33%*30/365=207.5 baht), remaining outstanding principal=7040.54 baht
- 28 Jan. 20, payment amount=816.0 baht (principal=618.7 baht , 31 days accumulated interest=7,040.54*33%*31/365=197.3 baht), remaining outstanding principal=6421.87 baht
- Feb. 28, 65, payment amount=816.0 baht (principal=636.0 baht, 31-day accumulated interest=6,421.87*33%*31/365=180.0 baht), remaining outstanding principal=5785.85 baht.
- March 28, 65, payment amount=816.0 baht (principal=669.5 baht, 28-day cumulative interest=5,785.85*33%*28/365=146.5 baht), remaining outstanding principal=5116.32 baht.
- April 28, '16 payment amount=816.0 baht (principal=672.6 baht, 31-day accumulated interest=5,116.32*33%*31/365=143.4 baht), remaining outstanding principal=4443.72 baht.
- May 28, '22 payment amount=816.0 baht (principal=695.5 baht, 30-day accumulated interest=4,443.72*33%*30/365=120.5 baht), remaining outstanding balance=3748.25 baht.
- June 28, '16 payment amount=816.0 baht (principal=710.9 baht, 31 days accumulated interest=3,748.25*33%*31/365=105.1 baht), remaining outstanding principal=3037.30 baht.
- July 28, '22 payment amount=816.0 baht (principal=733.6 baht ,30-day accumulated interest=3,037.30*33%*30/365=82.4 baht), remaining outstanding principal=2303.68 baht.
- August 28, '16 Payment amount=816.0 baht (principal=751.4 baht ,31 days accumulated interest=2,303.68*33%*31/365=64.6 baht), remaining outstanding principal=1552.25 baht.
- 28 Sep. 20, payment amount = 816.0 baht (principal = 772.5 baht , 31 days accumulated interest = 1,552.25*33%*31/365=43.5 baht), remaining outstanding principal = 779.76 baht
- 28 Oct. '16 Payment amount=800.9 baht (principal=779.8 baht ,30-day accumulated interest=779.76*33%*30/365=21.1 baht), remaining outstanding principal=0.00 baht.
Therefore, the total amount to be paid is 12,224.91 baht, which is an interest of 2,224.91 baht from a principal of 10,000 baht with an interest rate of 33% per year.
*The example is just a preliminary calculation. The numbers may change depending on the criteria set by the company.
More details
Website : https://www.puean.co.th/
Facebook: https://www.facebook.com/PueantaeNgernDuan
LINE : @pueantae or click https://page.line.me/pueantae
Call : 02-114-8988
PUEANTAE NGERNDUAN Co., Ltd.
1282/14 Mittraphap Rd. Nei-Mueang, Mueanh, Nakhomratchasima 30000
Why do I need to apply for a loan through the Real Friends Quick Money app? (Pico Finance)
- credit in the system It is safe, legal, and earns real money.
- Provide a maximum credit line of 300,000 baht, comfortable installments for 3-60 months.
- Interest rates starting at only 0.60% per month (or 7.20% per year)
- The highest interest rate is equivalent to 2.75% per month (maximum interest 33% per year)
- Know the approval results in 15 minutes, get money instantly in 24 hours
- Use only with ID card + collateral (land title deed, car manual)
- Monthly installments - No deposit don't have to transfer first
- No guarantees required
- No topping fee No hidden fees
- No stamp duty
Example of calculating interest and fees for Pico Finance loan if the loan is approved and contracted on 8 Aug 64
- Credit limit 10,000 baht
- Amount to receive 10,000 baht, no fees
- 33% interest per annum
- 15 months repayment period
- Paying every 28th of the month
so
- 28 Aug. 19, total payment=816.0 baht (principal=635.2 baht ,20 days accumulated interest=10,000.00*33%*20/365=180.8 baht), remaining outstanding principal=9364.82 baht
- 28 Sep. 20, total payment = 816.0 baht (principal = 553.5 baht, 31 days of accumulated interest = 9,364.82*33%*31/365=262.5 baht), remaining outstanding balance = 8811.29 baht.
- 28 Oct. '21 payment amount=816.0 baht (principal=577.0 baht ,30-day accumulated interest=8,811.29*33%*30/365=239.0 baht), remaining outstanding principal=8234.28 baht
- 28 Nov. '21 Payment amount=816.0 baht (principal=585.2 baht ,31 days accumulated interest=8,234.28*33%*31/365=230.8 baht), remaining outstanding principal=7649.07 baht.
- 28 Dec. '64 Payment amount=816.0 baht (principal=608.5 baht ,30-day accumulated interest=7,649.07*33%*30/365=207.5 baht), remaining outstanding principal=7040.54 baht
- 28 Jan. 20, payment amount=816.0 baht (principal=618.7 baht , 31 days accumulated interest=7,040.54*33%*31/365=197.3 baht), remaining outstanding principal=6421.87 baht
- Feb. 28, 65, payment amount=816.0 baht (principal=636.0 baht, 31-day accumulated interest=6,421.87*33%*31/365=180.0 baht), remaining outstanding principal=5785.85 baht.
- March 28, 65, payment amount=816.0 baht (principal=669.5 baht, 28-day cumulative interest=5,785.85*33%*28/365=146.5 baht), remaining outstanding principal=5116.32 baht.
- April 28, '16 payment amount=816.0 baht (principal=672.6 baht, 31-day accumulated interest=5,116.32*33%*31/365=143.4 baht), remaining outstanding principal=4443.72 baht.
- May 28, '22 payment amount=816.0 baht (principal=695.5 baht, 30-day accumulated interest=4,443.72*33%*30/365=120.5 baht), remaining outstanding balance=3748.25 baht.
- June 28, '16 payment amount=816.0 baht (principal=710.9 baht, 31 days accumulated interest=3,748.25*33%*31/365=105.1 baht), remaining outstanding principal=3037.30 baht.
- July 28, '22 payment amount=816.0 baht (principal=733.6 baht ,30-day accumulated interest=3,037.30*33%*30/365=82.4 baht), remaining outstanding principal=2303.68 baht.
- August 28, '16 Payment amount=816.0 baht (principal=751.4 baht ,31 days accumulated interest=2,303.68*33%*31/365=64.6 baht), remaining outstanding principal=1552.25 baht.
- 28 Sep. 20, payment amount = 816.0 baht (principal = 772.5 baht , 31 days accumulated interest = 1,552.25*33%*31/365=43.5 baht), remaining outstanding principal = 779.76 baht
- 28 Oct. '16 Payment amount=800.9 baht (principal=779.8 baht ,30-day accumulated interest=779.76*33%*30/365=21.1 baht), remaining outstanding principal=0.00 baht.
Therefore, the total amount to be paid is 12,224.91 baht, which is an interest of 2,224.91 baht from a principal of 10,000 baht with an interest rate of 33% per year.
*The example is just a preliminary calculation. The numbers may change depending on the criteria set by the company.
More details
Website : https://www.puean.co.th/
Facebook: https://www.facebook.com/PueantaeNgernDuan
LINE : @pueantae or click https://page.line.me/pueantae
Call : 02-114-8988
PUEANTAE NGERNDUAN Co., Ltd.
1282/14 Mittraphap Rd. Nei-Mueang, Mueanh, Nakhomratchasima 30000
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