CASHe – Instant Personal Loans

Everyone
81,208

CASHe is India's most preferred digital lending company for young salaried millennials. CASHe provides instant short-term personal loans to young professionals based on their social profile, merit and earning potential using its proprietary algorithm based machine learning platform. Powered by its industry-first proprietary algorithm-driven credit scoring platform, Social Loan Quotient (SLQ), CASHe quickly determines a user’s credit worthiness by using multiple unique data points to arrive at a distinct credit profile of the customer. CASHe is completely automated and requires no personal intervention and no physical documentation. The average time taken for a loan to be disbursed is about 10 minutes, subject to proper documentation.

CASHe is the winner of Entrepreneur India’s Best Lending Tech Start-up for the year 2018.


CASHe currently provides instant personal loans to salaried professionals with a minimum salary of Rs 15,000/-

What You'll Love
● Avail instant loans from CASHe through your smartphone
● Completely Digitized: Few documents to upload on the application
● Get instant cash loans from as little as Rs 9,000
● Gets loans ranging from Rs.9,000 – 80,000 for 62 days, Rs. 19,000 – 1,00,000 for 90 days & 25,000 – 2,00,000 for 180 days.
● Faster approval process with less documentation.
● Get collateral-free loans without any bank visits or phone calls
● Attractive rate of interests
● Flexi repayment methods.
● Loan disbursement in 10 minutes
● Multiple Repayment options: A choice of repayment options ranging from 62 days, 90 days, 180 days, 270 days and 360 days
● Loans at 24.33%-36.50% p.a. translating to 2% - 3% a month
● Interest rate for loan tenure 62 days: 36.50% p.a.(APR)
● Interest rate for loan tenure 90 days: 33.46% p.a.(APR)
● Interest rate for loan tenure 180 days: 30.42% p.a.(APR)
● Interest rate for loan tenure 270 days: 31.42% p.a.(APR)
● Interest rate for loan tenure 360 days: 24.33% p.a.(APR)
● Multiple Loan Options: Choose from a variety of loan options from Rs 9,000 to Rs 3,00,000

Loan Calculation:

Sample loan calculation-
Loan amount : 30,000 INR at interest rate of 33% p.a.
Loan Duration : 90 Days
Total Interest = 2475 INR
Processing fees (PF) + GST= 600 INR + 108 INR = 708 INR

Total Deductibles (PF + GST+ Interest): 3183 INR

InHand Amount: Loan Amount - Total Deductibles = 30000 - 3183 = 26817 INR

Total repayable Amount: 30000 INR

Monthly EMI Repayable : 10000 INR

** The deductibles (interest + PF + GST) is deducted upfront during the loan disbursal.



Eligibility criteria:
Minimum salary in hand: Rs 15,000/-

Documents required:
● A Self Signed PAN Card, Aadhar Card
● Latest Salary Slip
● Updated Salary Bank Account Statement
● Any Address Proof (Current and Permanent)
● A selfie and a company id.

Your data is safe with us
Protection of your privacy and your data security is a top priority at CASHe. We encrypt your data and store it in multiple databases. There are security group and firewall checks to control the APIs with multi-level authentication, authorization and verifications.

Availability
PAN India

CASHe in the news – Check the news and stories on CASHe here
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What's New

Introducing Social Loan Quotient (SLQ), India’s first social behaviour-based credit rating system for young salaried millennials.
CASHe has now made SLQ accessible for every applicant to know if he/she is eligible for a loan with CASHe. All you need to do is to complete your profile and submit the necessary documents on to the app. Within minutes, the AI-based SLQ engine will let you know your credit profile status.
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Additional Information

Updated
December 11, 2019
Size
31M
Installs
1,000,000+
Current Version
8.3.8
Requires Android
4.1 and up
Content Rating
Everyone
Permissions
Offered By
CASHe
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