Instant Personal Loan App: Online Loan – CASHe


CASHe is the easiest way to get instant personal loan online for salaried professionals with monthly net take-home of Rs 20,000 or more. Our online loan app disburses short-term loans in the quickest possible time.

The CASHe instant loan app cuts down paperwork eliminating human intervention. Apply for personal loan in minutes and get instant loan from ₹7,000 to ₹4,00,000 using the CASHe app.

CASHe fully adheres to RBI’s Fair Practice Code & is committed to promote best practices in digital lending.

What’s New?

You can Buy Now Pay Later with CASHe
Log on to CASHe and get a 0%* interest shopping loan with leading e-commerce merchants like Amazon & Flipkart to make your purchases now and pay later with easy EMIs.

Personal Loan Eligibility:

● Personal loan for salaried professionals only
● Minimum net take-home monthly salary: ₹ 20,000
● Above 21 years of age
● Salary through direct bank transfer only

Features of CASHe – Instant Personal Loan App:

● Avail a range of instant loans
● Instant loan eligibility check
● Instant loans available from ₹7,000 – ₹4,00,000
● Quick loan application via online loan app
● Easy EMI options ranging from 62 days to 18 months
● No guarantors or collaterals needed
● 100% paperless loan application
● No salary slip required
● No foreclosure charges
● Loan instantly credited to bank account
● Loan repayment through various payment channels

Looking for a salary advance, instant cash loan or personal loan? Avail the money you need, when you need it, for whatever purpose with CASHe. It is simple, transparent, and the best online loan app in India.

Get up to ₹4,00,000 instant personal loan online using the CASHe app. Know your personal loan eligibility in minutes and apply for a personal loan easily.

Over 7 million users have downloaded the CASHe personal loan app. Download the app today and experience a new way of borrowing!

How to apply for personal loan online on CASHe?

● Install the CASHe app
● Log in to CASHe personal loan app by registering through your social media account
● Fill in your basic details to know your personal loan eligibility
● Submit KYC documents and apply for a quick personal loan
● Once application is approved, we transfer the loan directly to your bank account

Documents required to apply for a loan:

● Selfie
● PAN card
● ID Proof (Any 1 - Driving License/Voter ID/Passport/Aadhaar Card)
● Address proof (Any 1 - Driving License/Voter ID/Passport/Aadhaar Card/Utility Bills)
● 3 month bank statements with salary credit
● Aadhaar card (Optional; Aadhaar details quicken loan application process)

Interest, tenures and other specifications

● Annual Percentage Rate (APR) – 33.46%
● Minimum Repayment Period – 62 days (2 months)
● Maximum Repayment Period – 540 days (18 months)
● CASHe 540 - Processing fee: 3% or 1000 whichever is higher
● CASHe 180, CASHe 270: CASHe 1 year - Processing fee, 2% or 1200 whichever is higher
● CASHe 90 - Processing fee: 1.5% or 1000 whichever is higher
● CASHe 62 - Processing fee: 1.25% or 750 whichever is higher

Sample Loan Calculation

Loan amount: ₹ 30,000 at interest rate of 33.46% p.a.
Loan Duration: 90 Days
Total personal loan interest = ₹ 2,475
Processing fees (PF) + GST = ₹ 1000 + ₹ 180 = ₹ 1,180
Total Deductibles (PF + GST+ Interest): ₹ 3,655
In-Hand Amount: Loan Amount - Total Deductibles = ₹ 30,000 - 3,655 = ₹ 26,345
Total repayable Amount: ₹ 30,000
Monthly EMI Repayable: ₹ 10,000
The deductibles (interest + PF + GST) are deducted upfront during the loan disbursal.

Data Security via Secure Loan Application

Your data is safe with us. All the transactions are secured via a 128-bit SSL encryption. All the data are transferred over secured connections. We don’t share your data with any third parties without your consent.

Contact Us:
For help or any other details about our instant personal loans, you may contact us at
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What's New

Introducing Social Loan Quotient (SLQ), India’s first social behaviour-based credit rating system for young salaried millennials.
CASHe has now made SLQ accessible for every applicant to know if he/she is eligible for a loan with CASHe. All you need to do is to complete your profile and submit the necessary documents on to the app. Within minutes, the AI-based SLQ engine will let you know your credit profile status.
Read more

Additional Information

May 11, 2021
Current Version
Requires Android
4.1 and up
Content Rating
Offered By
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