CASHe: Personal Loan App

CASHe

About this app

CASHe is the go-to personal loan app for salaried professionals, where you can avail instant personal loans starting from ₹1,000 to ₹4,00,000 and receive the money in your bank account instantly. Applying for a personal loan is now an easy and hassle-free experience with CASHe. So, download the CASHe personal loan app today and enjoy a better borrowing experience.

Features of CASHe – Personal Loan App:
✔️ Personal loans ranging from ₹1,000 - ₹4,00,000 without any guarantors or collaterals
✔️ 100% paperless loan application
✔️ Repayment period > 3 months
✔️ Zero foreclosure charges
✔️ Enjoy online shopping at no cost EMI*
✔️ Instant disbursal of the loan amount to your bank account
✔️ Loan repayment through various payment methods

CASHe Products
💰 Instant Personal Loan
Get an instant personal loan to take care of your needs! CASHe offers various personal loans like car loans, home renovation loans, education loans, marriage loans, etc. with a tenure ranging from 3 months to 1.5 years.
💸 CASHe Credit Line
One approval, multiple loans. Apply for a credit line for a tenure of 1 year on the CASHe app with minimal documentation and instant approval, and avail short-term loans for emergency and shopping needs.
💵 Buy Now Pay Later with CASHe
Get 0%* interest instant online shopping loans on the CASHe app. You can avail these buy now pay later loans to make online purchases on leading platforms like Amazon, Flipkart, BigBasket, and Myntra. Pay your bills later with easy EMIs.

Personal Loan Eligibility:
✔️ You must be a salaried professional above 21 years of age.
✔️ Your minimum net take-home monthly salary must be ₹12,000.
✔️ The salary must be credited to you through direct bank transfer only.

How to Apply For a Personal Loan Online on CASHe?
➡️ Download and log in to the CASHe app.
➡️ Register using your social media account.
➡️ Enter all the necessary personal details to check your personal loan eligibility.
➡️ Submit the KYC documents and apply for an instant personal loan.
➡️ Once your personal loan application is approved, your loan amount will be transferred directly to your bank account.

Documents required to apply for a loan:
✅ PAN Card
✅ Identity proof (Driving License/Voter ID/Passport/Aadhaar Card)
✅ Address proof (Driving License/Voter ID/Passport/Aadhaar Card/Utility Bills)
✅ 3-month bank statements showing salary credit
✅ Aadhaar card (Optional)
✅ Selfie

Interest, tenures, and other specifications
• Minimum Annual Percentage Rate (APR) – 30.42%
• Maximum Annual Percentage Rate (APR) – 47.76%
• Repayment Tenure: 3 months to 18 months
• Processing fee:
CASHe 540 - 3% or 1000, whichever is higher
CASHe 180, CASHe 270, CASHe 1 year - 2% or 1200, whichever is higher
CASHe 90 - 1.5% or 500, whichever is higher

Sample Loan Calculation
Loan amount: ₹30,000 at fixed interest rate of 30.42% p.a.(equivalent reducing interest rate of 44.52%)
Loan duration: 3 Months
Total personal loan interest = ₹2,250
Processing fees (PF) + GST = ₹750 + ₹300 + ₹300 + ₹150 + ₹150 + ₹297 = ₹1947
Total deductibles (PF + GST): ₹590
In-hand amount (Loan amount - Total deductibles) = ₹30,000 - ₹590 = ₹28,053
Total repayable amount (Loan amount + interest): ₹32,250
Monthly EMI repayable (Loan amount + interest / No of EMI’s): ₹10,750
(Note: PF and GST are deducted upfront during the loan disbursal.)

Partner NBFCs/Banks
• Bhanix Finance and Investment Limited
• Vivriti Capital Private Limited
• Northern Arc Capital Limited

🔒 Data Security via Secure Loan Application
CASHe is committed to promoting best practices in digital lending and hence adheres to RBI’s Fair Practice Code. Your data is safe with us. All CASHe transactions are secured via 128-bit SSL encryption.
15 million+ users have downloaded the CASHe personal loan app. Download the app now and experience a new way of borrowing!

📧 Contact Us:
Reach out to us at [e-mail] for any help or to know other details about our personal loans.

Ratings and reviews

I had an extremely frustrating experience with the Cashe app. My EMI was scheduled for the 13th of September, and I diligently made the payment on the 12th to ensure it was on time. Shockingly, it's been a full 20 days, and the payment has still not been updated in the app. To add to the annoyance, I've been bombarded with payment reminders, and they've even labeled me as a defaulter on my profile.Till now they haven't contacted for the same .very much frustrated

Not so good, they are ready to deduct the money without verification of the transaction. They are more concentrate on getting intrest from us. I booked train ticket. First one got rejected, but second time ticket got booked, however they changed me for both the transactions, and there is no information about the failed transaction amount. This is vey fishy. That too they don't have customer care number. We could contact them through email, that also they didn't reply immediately.

There no option to close full loan of amount the are cheating with us because every app have full closure form but they not provided because of extra profit earning with interest rate.. I tried to contact support also but not responding... So guys don't take any loan for this app because after some days if you will pay full amount there no option...

What's new

🧈 GOLDe Rewards and DigiGold
Win DigiGold with CASHe! You can earn GOLDe rewards for each transaction you make on our app. Once you collect GOLDe rewards worth more than ₹2,000, you can convert these rewards to free DigiGold by Augmont.

🏚️ Credit Line for House Rent
Home rent payment does not have to be a burden anymore! Avail a House Rent Credit Line on the CASHe app through a single subscription. Here, you can use a fixed amount of the credit line every month.