SettleUp

KT Chan

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About this app

- Create virtual ledgers to record all transactions in a clear manner
- Rapid creation of transaction records by receipt images or speech, powered by Google Gemini AI
- Share ledgers online with friends, record transactions collaboratively, and assign access rights to each friend
- Ledgers can be stored and used offline in case no internet connection is available, and upload back online later
- Support more than 160 currencies, fetching latest exchange rates online, or specify your own rates for each transaction
- Transactions in a ledger can be in different currencies, auto-conversion to settlement currency by app
- More than one payer is possible in a transaction, each payer may pay different amounts or even in different currencies
- Ways to share among participants in a transaction: by proportion, by percentage, or by exact amount. Each transaction has its own way of share
- Different proportion, percentage or exact amount may be specified for sharing by each participant in a transaction
- Automatically calculate repayment steps in the simplest way
- Generate FPS QR code to facilitate repayment (only for settlement currency in Hong Kong Dollar or Renminbi)
- Statistics on daily expenditure, expenditure by participants/transaction categories available as charts (only in upgraded version)
- Statistical data and raw data in ledgers can be exported as Excel files (only in upgraded version)
- Maximum 3 ledgers in free version. No limit in number of ledgers in upgraded version
- app created by a local Hongkonger. Cantonese/English language interfaces and light/dark modes available