Bring more clarity to your personal finances. Digital Money Guide combines expense tracking, savings goals, financial education and calculators to help you explore everyday decisions.
ORGANIZE YOUR FINANCES
Manually record accounts, income and expenses. Check balances, review transactions and organize budgets by period. Amounts stay separate by currency, without automatic currency conversion.
WORK TOWARD YOUR GOALS
Create savings goals, record contributions and follow your progress. Set a target amount and date to put your plans in perspective. A goal contribution allocates savings; it does not automatically become an expense.
LEARN AT YOUR OWN PACE
Explore 8 modules, 32 lessons and 40 questions about money, budgeting and other personal finance fundamentals. Read short explanations, practice what you learn and save your progress. Educational examples do not change your financial records.
EXPLORE SCENARIOS
Use five basic calculators: savings, compound interest, loans, inflation and financial goals. Enter your own values and review results with defined assumptions and rounding. These five tools do not require you to watch ads.
COMPARE TWO LOAN OPTIONS
The advanced tool compares payments, interest and total cost, including the upfront fees you specify. It can be unlocked for 24 hours by watching an optional rewarded ad, subject to availability. Watching an ad does not award money.
PRACTICAL TIPS AND PREFERENCES
Open TIPS for everyday ideas. The interface is available in English and Spanish, with currency selection and a larger-text option.
YOUR RECORDS, ON YOUR DEVICE
Core record keeping, learning and calculations work offline. Advertising and ad consent require connectivity. The app includes advertising; see the privacy policy for information about data processed by advertising services.
Digital Money Guide is an organization, learning and simulation tool for adults aged 18 and over. It does not provide loans, make investments or guarantee returns. Its calculations are not personalized financial advice.
Track expenses, plan savings and build money skills with practical calculators