** Finora_notesd** is a commercial-grade native Android personal finance app built with **Java, MVVM, Room, and Material Design 3**. It is designed as a **fully offline** product.
### Product Principles
- No login, no registration, no backend, no cloud sync
- All data stays on-device in a Room/SQLite database
- Built for users who want privacy-first money tracking
### Feature Set
1. Multi-account management
2. Income / expense / transfer ledger
3. Category management
4. Recurring bills
5. Budget tracking with progress alerts
6. Asset inventory
7. Liability tracking & net worth
8. Financial statistics with pie charts
9. Annual report with bar charts
10. Local backup & restore
11. CSV / Excel / PDF export
12. App PIN lock (+ optional biometric)
13. Dark mode (system / light / dark)
Intelligent accounting