FLOWCORP Dinero

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About this app

FLOWCORP Money — Shopping with Benefits and Installment Payments
FLOWCORP Money is a shopping app with benefits offered by PT SALSABILA CANTIK for registered users in Argentina. It allows users to access discounts, promotions, and benefits at partner stores and businesses, view orders, check amounts and receipts, and choose available payment methods.

For eligible orders, users can select an enabled local bank, such as Banco de la Nación Argentina, and review installment payment options before confirming the transaction. The installment financing service is offered, evaluated, approved, managed, and billed independently by the selected bank.

Main features:
Discounted purchases at partner stores and businesses.
Payment via prepaid bank transfer or other enabled methods.
Bank installment payments for eligible orders.
Order history, amounts, applied discounts, and receipts.
Clear information before confirmation: applicable rate, total amount to pay, amount of each installment, interest, due dates, and terms and conditions provided by the bank. Important Financial Information: FLOWCORP Dinero does not directly grant loans, make credit decisions, disburse funds, manage bank accounts, or directly collect installments. Loan approval, available loan amount, final interest rate, applicable fees, due dates, and installment amounts depend exclusively on the selected bank and its evaluation criteria.
General Installment Payment Terms:
Available Plans: 3, 6, or 9 installments.
Each installment is due every 30 days.
Minimum loan term: 90 days.
Maximum loan term: 270 days.
Reference fixed monthly interest rate: 1.5%.
Maximum Annual Nominal Rate (APR): 18.0% per annum.
Estimated Annual Effective Rate (AER): 19.56% per annum, calculated on a monthly rate of 1.5%.
If there are no fees, charges, insurance, taxes, or other additional costs, the estimated Total Cost of Financing (TCF) is 19.56% AER. If the bank applies additional charges, these will be communicated before confirming the transaction.

Representative example:
For a purchase of ARS 100,000, with a fixed monthly interest rate of 1.5%, no additional fees or charges, under a plan of equal monthly installments:
3 installments: each installment approx. ARS 34,338.30; total to pay ARS 103,014.89; total interest ARS 3,014.89.

6 installments: each installment approx. ARS 17,552.52; total to pay ARS 105,315.13; total interest ARS 5,315.13.

9 installments: each installment approx. ARS 11,960.98; total to pay ARS 107,648.84; total interest ARS 7,648.84.
These amounts are representative examples. The final amount may vary depending on the purchase value, the selected bank, the chosen plan, bank approval, and applicable fees. The user can always review the complete terms and conditions before confirming an installment payment.
Personal Data: To access installment payments, the user may need to provide identification information and authorize the corresponding payment method with the selected bank. This data will be processed in accordance with FLOWCORP Dinero's privacy policy and the corresponding bank's terms and conditions.
FLOWCORP Dinero helps users enjoy purchase benefits and, when available, access installment payment options offered by participating local banks.

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