GS Finance : Instant Loan

G. S. LEASING AND FINANCE PRIVATE LIMITED

About this app

GS Finance is an easy-to-use digital Loan App offered by GS Leasing and Finance Pvt. Ltd., an RBI-registered NBFC (Reg. No. B-03.00124). We provide short-term personal loans ranging from ₹1,000 to ₹2,00,000 with flexible repayment tenures from 91 days to 365 days.

Key Features:
- 100% online paperless process
- Loan disbursal directly by RBI-registered NBFC
- eNACH auto-debit setup for easy EMI payments
- Transparent loan terms and fast approval

Credit Score Check (₹51 Only):
Users can check their credit score and credit report by paying just ₹51. This service is optional and provided through authorized credit bureaus. To apply for a loan, Your Credit score must be **700 or above**.

✅ Loan Eligibility Criteria
🔹 Instant loan available only for salaried individuals
🔹 Credit Score must be 700+ for instant approval
🔹 Self-employed customers can also apply
🔹 For self-employed, loan approval takes 1–2 working days after verification
🔹 Applicant must be 21 to 55 years old
🔹 Valid PAN and Aadhaar required
🔹 Active bank account with salary/income proof required

Example Loan Calculation:
Loan Amount: ₹10,000
Tenure: 3 months
Interest Rate: Minimum 18% Maximum 36 % per annum
Processing Fee: ₹300
Total Interest: ₹450
Total Repayment: ₹10,750

🕐 Loan Disbursement Timing :
Disbursements are processed between 10:00 AM to 6:00 PM, Monday to Saturday (excluding bank holidays).
If your loan is approved outside business hours, it will be disbursed on the next working day.

Contact Us:
Email: [e-mail]
Phone: [phone]
Website: https://gsfinance.in

Loan disbursal, KYC, and recovery are handled directly by GS Leasing and Finance Pvt. Ltd.

All loan repayments are processed via Easebuzz UPI Payment Gateway SDK. No card/UPI credentials are stored. The SDK is used only for authorized EMI repayments in compliance with RBI and Google Play policies.