Halal Haram e-Money Syariah

Santri Media Dakwah

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About this app

This Android application is an Explanation of Halal Haram e-Money in Contemporary Sharia Law Scales by Ahmad Sarwat, Lc., MA. In PDF format.

Halal Haram e-Money on the Scales of Contemporary Sharia Law

Electronic money is often also called e-money, short for electronic money. Sometimes it is also called digital money, because its form is no longer in the form of printed sheets of paper, but in the form of digital data in a computer system.

Electronic money is also often referred to as electronic cash, digital money, digital cash, electronic currency or digital currency.

In the present time its use is increasingly widespread, not only because of style, but also because of the practicality factor as well as the safety factor.

However, there is one more factor why the use of e-money has become a kind of trend, namely because there are many attractive discounts offered by those who issue them. Many stalls, shops, outlets, markets, even food canteens are willing to be paid using e-money and offer discounts that interest everyone. Some are 10%, 15%, 20% 30% and even up to 50%.

If you pay in cash or in cash, you won't get a discount. Meanwhile, paying with e-money, the discount is very tempting and profitable.

But behind all that, it seems that the halal status of the discounts was questioned by some parties. If we look deeper, it seems that discounts through cashback are assumed to be a form of usury which is forbidden. What does that mean and is that assumption correct, this book was indeed written to explain everything.

This book does not want to refute or radd over the fatwa that cashback is forbidden from emoney. However, I would like to invite readers to see a wider discourse, a more comprehensive understanding, and a perspective that covers all parts of muamalah fiqh.

At least I want to explain that even though there is a fatwa that prohibits it, don't forget that there are other fatwas that may not be in line. This diversity of fatwas cannot be considered as resistance or defiance, which must then be considered as an enemy.

True scholars from the past have taught us the reality of differences in views among them. Differences are natural and indeed unavoidable, even if they occur between teachers and students.

How many views of Imam Abu Hanifah were not agreed upon by his two students, Abu Yusuf and Muhammad. Imam Asy-Syafi'ie's opinion in many matters often has to clash with the views of his teacher, Al-Imam Malik. And when Imam Ahmad later became a major scholar, he often disagreed with the views of his teacher, Al-Imam Asy-Syafi'ie.

So this book is positioned as it should be in the comparative jurisprudence of schools, namely providing facts on different fatwas. Not to be used as material for disputes, but to be used as material for knowing and understanding one another.


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