Simple Expense Tracker

UD Technovations

Contains ads

About this app

📊 Simple Expense Tracker – Your Personal Finance Manager

Take control of your finances with Simple Expense Tracker. Track expenses, manage income, and understand spending patterns while keeping all your data private and securely stored on your device.

🌟 KEY FEATURES

💸 Smart Expense Tracking
• Fast transaction entry with customizable categories
• Multiple account types: Bank, Credit Card, Cash, Digital Wallet, Other
• Automatic Cash and Other accounts on first launch
• Account-based expense tracking and analytics
• Search and filter transactions by account
• Add merchants, account numbers, and notes

📱 Automatic SMS Detection
• Automatically capture transactions from banking SMS alerts
• Customizable SMS parsing rules with account assignment
• Create or edit SMS rules directly from transactions
• Auto-assign transactions to specific accounts
• Supports Match ANY (OR) and Match ALL (AND) conditions
• Can be disabled anytime in Settings
• Works completely offline

📈 Powerful Analytics
• Account-wise expense summaries
• Income vs expense comparison
• Weekly, monthly, yearly, and custom date reports
• Month picker for historical data
• Interactive charts with detailed breakdowns
• Account summaries grouped by type

💾 Secure Backup & Restore
• Encrypted backups with password protection
• Backups saved automatically to Downloads
• Restore using file picker
• Supports Google Drive or any cloud storage
• No storage permissions required

🎨 Customization
• Custom categories with icons and colors
• Multiple accounts with custom names and icons
• Bank accounts with bank name and card details
• Credit cards with vendor and last 4 digits
• Flexible date selection with month picker
• Account-type grouping in SMS rules
• Dark mode friendly interface

🔒 Privacy First
• 100% offline (except minimal ads)
• All data stored locally on your device
• No sign-up or user accounts
• No data sent to external servers
• Full control over your financial data

✨ More Features
• Filter by date, category, account, and type
• Quick stats dashboard with account cards
• Category-wise and account-wise insights
• Hardware back button support
• Home screen widget for quick expense tracking
• Clean Material Design
• Fast and responsive performance

🚀 Getting Started
1. Open the app (no sign-up required)
2. Complete the quick onboarding
3. Add bank and credit card accounts
4. Configure SMS rules
5. Track expenses manually or automatically
6. View insights on the dashboard
7. Create encrypted backups

🎯 Perfect For
• Personal expense tracking
• Budget management
• Students and families
• Anyone seeking financial clarity

🔐 Permissions Explained
• SMS Access: Used only to detect banking transaction alerts. Optional and can be disabled.
• Notifications: Used for local reminders only.
• Internet: Used only to display ads. Financial data is never transmitted.

🛡 Privacy & Security
✓ Works offline (except ads)
✓ Local-only data storage
✓ No analytics or tracking (except AdMob ads)
✓ Minimal ads
✓ No storage permissions required

Download Simple Expense Tracker today and take the first step toward smarter financial management 💰📊
We’re continuously improving and welcome your feedback!

What’s new

Separate rule management for category and account
Quick inline editing in transaction details
Organized account dropdowns with type grouping
Other bug fixes and improvements