Check your credit score free. Track every rupee automatically. Build the habits that actually move your money.
Twigg brings your bank accounts, credit cards, loans and investments into one clear picture — then tells you what needs attention before it becomes a problem.
YOUR CREDIT SCORE, FREE
See your Experian credit score and understand what's moving it — your credit card usage, your EMIs, your repayment history. Check your score as often as you like. Checking it through Twigg never affects it.
ALL YOUR MONEY IN ONE PLACE
Connect your bank accounts securely through RBI-regulated Account Aggregator infrastructure. No passwords shared with anyone, no bank statements to upload, no screenshots. Track your balances, spending, EMIs, loans and net worth in a single view that updates itself.
AN EXPENSE TRACKER THAT DOES THE WORK
Every transaction is categorised automatically as it happens — food, rent, travel, shopping, bills, UPI transfers. See where your money actually goes each month, which costs repeat, and what's quietly growing. No manual entry, no spreadsheets.
CHALLENGES THAT BUILD REAL HABITS
Small, specific commitments you can actually keep. Because Twigg tracks them against your real transactions, progress isn't self-reported — it's measured. Raise your savings rate one month at a time.
REWARDS FOR SHOWING UP
Earn coins for the habits that improve your money, and redeem them for real value. The behaviour that helps your finances is the behaviour that earns.
ASK TWIGG AI
Ask questions about your own numbers — your spending, your credit, your obligations — and get answers grounded in your actual financial data. No hype. No product pushing. Just clarity.
BUILT FOR PEOPLE EARLY IN THE JOURNEY
Whether you're clearing your first EMI, raising your savings rate, or working toward financial independence, Twigg shows you where you stand and what to do next. Your savings rate, your spending and your net worth — tracked over time, in plain language.
YOUR DATA, YOUR PERMISSION
Access is consent-based and encrypted end to end. You choose which accounts to connect, and you can revoke consent or delete your account entirely at any time, from inside the app.
Twigg is an educational and informational product. It does not provide investment advice or recommend specific financial products. Credit information is provided by Experian.
Built by Aadyantax Technologies Pvt. Ltd., New Delhi.
Free credit score, automatic expense tracking, and rewards for better habits.