Aavas Financiers Ltd, established in 2011, is a Housing Finance Company (HFC) registered with the National Housing Bank and regulated under the Reserve Bank of India. Aavas has disbursed over ₹22,000 crores, serving more than 2.5 lakh+ customers across 413 branches in 15 states.
Using this app, users can request a callback for Home Loan / Loan Against Property (LAP) / MSME loan enquiries or manage their existing loan anytime, anywhere. Users can also request assistance for a top-up loan, and an Aavas representative will connect with them to guide the process through the branch network.
App Features
• Check your loan details such as EMI amount and next EMI due date, and request assistance for a top-up loan.
• Check outstanding dues anytime and make payments via Debit Card, Net Banking, or UPI.
• Raise service requests for your active loan and track their status.
• Locate nearby Aavas branches and get directions.
• Refer new customers interested in Home Loans and help grow the Aavas family.
• Use the Home Loan EMI calculator to estimate EMIs and understand loan affordability.
• Secure login with SIM verification/binding to enhance security.
Our Product Offerings
Aavas Financiers Limited offers a range of housing and business financing solutions through its branch network:
✅ Home Loans for Purchase – Finance for purchase of flats, houses, or bungalows from builders, development authorities, or resale properties.
✅ Purchase and Construction Loan – Finance for self-construction of residential homes.
✅ Repair and Renovation Loan – Financing solutions for home improvement and renovation.
✅ MSME Loan – Business financing solutions designed to support MSME growth against fixed asset collateral.
✅ Loan Against Property – Financing by leveraging residential or commercial property value.
✅ Balance Transfer – Transfer your existing home loan or loan against property to Aavas Financiers Limited.
✅ Small Ticket Size Loan – Small loan amounts with shorter tenure for financial needs up to ₹7.5 lakhs.
📋 Loan Details:
Loan Tenure: 1 year to 30 years
APR (Annual Percentage Rate): 9% to 24% per annum
Processing Fee: 2.5% to 3% of the loan amount
Example of how Aavas Financiers Limited Home Loan works:
Let us assume - Home Loan Amount = ₹1,00,000,
APR* (ROI) = 10% ,
Loan Tenure = 10 Years
This will result in monthly EMI = ₹1,322
Total Interest Payable = ₹1,322 x 120 months - ₹1,00,000 = ₹58,581
Total Amount Payable (Principal + Interest) = ₹13,215 x 120 months = ₹1,58,581
For detailed information on loan terms, charges, and eligibility, please visit our website.
Complete schedule of charges (available in 8 languages):
https://www.aavas.in/schedule-of-charges
Home loan customers may also be eligible for tax benefits under applicable provisions of the Income Tax Act.
Contact Us
Email: customercare@aavas.in
Website: https://www.aavas.in/contact-us
Find your nearest branch: https://www.aavas.in/contact-us
Registered Office:
201-202, 2nd Floor, Southend Square, Mansarover Industrial Area, Jaipur-302020