Cheq:UPI for Foreigners & NRIs

Transcorp

About this app

Introducing CheqUPI – tailored specifically for foreign nationals and NRIs, our app is the epitome of convenience in digital payments across India. With CheqUPI, your stay, whether for leisure, business, or long-term, is met with the easiest and most authentic way to transact financially, just like the locals do.

Features
✓ Blazing fast and secure digital payments via UPI
✓ Scan QR code and pay at 55 million merchants across India
✓ Make online payments using your own UPI handle
✓ Top-up funds anytime anywhere using international credit/debit cards
✓ 24/7 Friendly customer support

Getting Started
✓ Download the app
✓ ⁠Sign up using international/Indian phone number
✓ Pay a one time activation fee
✓ ⁠Complete in-person verification
✓ ⁠Top-up your wallet and make your first UPI payment

Please Note:
1) Currently, as per government norms, foreign nationals from countries on the FATF list and FATF grey list are not permitted to use the app.
2) Due to regulations, Cheq app can only be used while you're within Indian borders. Our servers detect your current location and restrict transactions being initiated from outside Indian borders.
3) You need to complete the in-person verification process by either visiting our partner branches or booking an agent.
4). Documents required are
Foreign nationals (Passport, a valid Indian Visa)
OCIs (Passport, OCI card)
NRIs (Passport, valid foreign country ID)
5) Payments can only be made to registered merchants. Individual (P2P) payments are not permitted

CheqUPI wallet is powered by Transcorp International Limited, an RBI regulated PPI license and AD2 license holder. Your data and money are stored safely & securely within India. Your money is safely parked in an RBI approved bank account hosted with Transcorp International Limited.

Visit our website for more details https://www.chequpi.com/ or call/Whatsapp on [phone] to know more.

Ratings and reviews

The in person verification was great. But 36 hrs after receiving the approval text message, I still can't use the app. When I contacted support, they told me to wait an additional 24 hrs. I was told not to bring cash since UPI is the way to pay, but after this experience I would recommend to use cash and make sure you have small denominations.

Before paying 800rs registration fee it says "Account top-up and everyday payment facilities are free of charge". But when you try to top up it charges 3% fee! The app sends sms messages to expensive international numbers without user consent. Make sure to enable outgoing call barring before u use this app with a foreign sim. (i've got charged 2$ by my operator for it) It does work, but it's buggy - luckily support by whatsapp is helpful. Bottom line: the idea is good, the implementation is bad.

Since March 20 '24, I have been told about "some technical glitch of balance mismatch" on my account. Once my balance goes below Rs. 500, I'm unable to use the remaining balance. I was forced to fund the account with more money. The cycle would repeat itself for multiple weeks. After not getting clear answers as to why the balance above is being blocked, I decided to close my account and ask for a refund on April 17. I was told this would take 72 hours. Still no refund. UNACCEPTABLE.

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