SpendChat

Content rating
Everyone
1+
Downloads
Content rating
Everyone
Learn more
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About this app

SpendChat helps you track your daily income and expenses as quickly as chatting — no long forms, no hassle.

✏️ Just type — "coffee 28 thousand" is automatically recorded in the correct category.
📸 Photograph receipts or screenshots of transfers — SpendChat reads and records them automatically, you just confirm.
💰 Automated wallet — current balance, monthly salary, payday.
🤝 Debts & receivables — track who owes whom, complete with deadline reminders.
💬 Ask AI — ask about saving, budgeting, or debt management, and get relaxed, actionable answers.

SpendChat is a personal finance tracking and insight app — not a licensed financial advisor. Perfect for anyone who wants to get organized with their money without having to learn a complicated app first.
Record daily finances simply by chat, photo receipt, or screenshot transfer.
Updated on
Aug 4, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info and Financial info
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

Rilis perdana SpendChat di Production.

SpendChat membantu mencatat pengeluaran bersama, split bill, utang/piutang, dan ringkasan transaksi harian dengan lebih mudah.

Pada versi ini:
- Pencatatan pengeluaran pribadi dan bersama
- Split bill dari struk/bukti pembayaran
- Pengelolaan utang dan piutang
- Riwayat transaksi
- Perbaikan stabilitas dan pengalaman penggunaan