Addiko Bank Romania

Addiko Bank

About this app

Get the financing you need, simply, quickly, and 100% online with the Addiko Bank app. Apply directly from your phone for a personal cash loan or to refinance an existing loan, with no branch visits and no need to open a current account.

At Addiko, the process is designed to be fast, transparent, and easy to follow. Receive a decision in just a few minutes, and have the funds transferred to any bank account in Romania.

Addiko Personal Cash Loan

Need money for your plans? Apply online for a personal cash loan and enjoy:
• 100% online application, directly from the app
• Fast application process in less than 10 minutes
• Fixed interest rate and transparent costs
• No hidden fees
• Quick decision and access to funds in any Romanian bank account

Addiko Refinancing Loan

Transfer your existing loan to Addiko and, if your application is approved, receive additional funds for your plans. With Addiko Refinancing Loan, you benefit from:
• All the benefits of the Addiko Personal Cash Loan, plus:
• We transfer the refinancing amount directly to your current lender
• You can access additional funds when refinancing your existing loan
• No loan granting fees and no administration fees

Why choose Addiko?

• Fully digital process
• Fast and intuitive application
• Transparent costs
• Simple experience designed for busy people

Download the Addiko Bank app and apply for the loan that fits your plans.

What’s new

Introducing new product offering – refinance loan
Application optimization and improvements