카드 포인트 환급 가이드

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Everyone
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About this app

Card points expire if left unattended.

This app provides comprehensive information on point refund methods for each card company and the integrated inquiry process for the Korea Credit Finance Association.

Check whether cash refunds are available before points expire,

and easily check minimum refund requirements and deposit procedures for each card company.

[Key Features]

1. Cash Refund Methods by Card Company

- Summary of refund procedures for major card companies, including Samsung, Hyundai, KB Kookmin, Shinhan, Lotte, Woori, and Hana
- Minimum Refund Point Requirements
- Information on the time required for deposit after application

2. Point Expiration Criteria

- Explanation of the general point expiration period (typically 5 years)
- Summary of checks before expiration
- Information on whether points can be converted to cash by point type

3. Point Expiration Risk Assessment

- After entering the card company, point accrual date, and balance,

Check the expected expiration date and refund availability

4. Integrated Credit Finance Association Inquiry Guide

- Summary of how to use the integrated card point inquiry service
- Summary of the process for checking points from multiple card companies at once
- Explanation of how to apply for a bank transfer

5. Refund Precautions and FAQs

- Differences in Minimum Refund Requirements
- Things to check before canceling a card
- Information on whether previous month's performance is included
- Summary of Frequently Asked Questions about Refunds

[Disclaimer]
※ This app does not represent the government or any government agency. ※ This app was created to provide quality information and assumes no responsibility whatsoever.

[Information Source]
Credit Finance Association Card Point Comprehensive Inquiry https://www.cardpoint.or.kr/main
Updated on
Feb 19, 2026

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