상생페이백 신청가이드

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About this app

Have you only worried, "How much did I spend again...?" every time your card usage increases?

This app is not an official government service, but an unofficial guide provided by the private sector.

It helps you easily understand the Sangsaeng Payback system and prepare for the application process.

[Key Features]

1. Eligibility Check Test

- Instantly check if you are eligible within 1 minute with 6 questions

- Checks essential conditions such as being 19 years of age or older, 2024 card spending history, and the card being in your name

- Provides guidance on whether conditions are met and recommended next steps

2. Estimated Refund Calculator

- Instantly calculates the estimated refund by entering your 2024 average monthly spending and this month's recognized spending

- 20% refund on the increase in card usage, with a monthly maximum limit of 100,000 KRW automatically reflected

- Displays cumulative status for September, October, and November (3 months) and the achievement rate for the total 300,000 KRW refund

3. Merchant Eligibility Checker

- Instantly check eligibility by directly searching for the industry name or selecting a category

- Provides detailed reasons for accepted vs. excluded stores

- Includes a feature to save recent search history

4. Payment Schedule Tracker

- Check refund payment dates by spending month at a glance (paid on the 15th of every month)

- Input actual monthly refund received and automatically calculates the 300,000 KRW achievement rate

- Refund Provides 8 items in the checklist for receipt confirmation, usage, and preparation for the next implementation.

5. Frequently Asked Questions (FAQ)

- Includes 5 categories: Application, Eligibility, Refund, Usage, and Payment.

- Quickly find the answer you need using keyword search and category filters.

- Detailed guidance on frequently confused cases, such as delivery apps, kiosks, and family cards.

[Disclaimer]

- This app does not represent the government or government agencies,

and is an unofficial guide app with no affiliation or cooperative relationship with the government or related agencies.

- This app is an unofficial guide created by an individual for the purpose of providing information based on publicly available government data.

- It does not provide application proxy services; all official applications are only possible through relevant official government channels.

- The information provided is for reference only and does not have legal effect,

and we assume no legal liability arising therefrom.

- Please be sure to verify the latest information and accurate details from the official sources below.

[Information Sources and Basis]

All content in this app is based on data

published on the official websites of the Government of the Republic of Korea listed below.

1. Ministry of SMEs and Startups Official Website (Press Release)

URL: https://www.mss.go.kr/site/smba/ex/bbs/View.do?cbIdx=86&bcIdx=1064912

Reference: Announcement of overall results for the Sangsaeng Payback program, eligibility requirements, refund calculation methods, and overall payment schedule

2. SME Business Plaza Official Website (Policy News)

URL: https://www.bizinfo.go.kr/biz/biza/selectBIZA200Detail.do?policyNewsId=85215&condition=&keyword=&rows=15&cpage=43

Reference: Official announcement of the start of Sangsaeng Payback applications, criteria for recognized and excluded merchants, and the payment method for Digital Onnuri Gift Certificates

3. Republic of Korea Policy Briefing (Official Policy News)

URL: https://www.korea.kr/news/policyNewsView.do?newsId=148958359

Reference: Results of the 4-month operation of Sangsaeng Payback, FAQ content, and overall guide to usage locations