PennyWise

Aditya Tripathi

Contains ads

About this app

PennyWise — Private Offline Expense Tracker

PennyWise is a private, offline expense tracker built to give you full control over your finances. Built with a local-first approach, your financial data stays on your device and is not stored on PennyWise servers.

No account or sign-in is required.

Core Features:
• Offline by default
No cloud sync. Your data remains on your device at all times.
• Simple expense tracking
Log income and expenses quickly with intuitive categories.
• Clear financial overview
View your balance, spending and trends in a structured dashboard.
• Monthly budgeting
Set budgets and monitor your spending habits over time.
• Calendar view
Track transactions day-by-day for better visibility.
• Recurring transactions
Manage subscriptions and regular expenses easily.
• CSV import and export
Maintain full ownership and portability of your data.

Privacy and Data Transparency:
PennyWise is designed to prioritise user privacy.
• Financial data is stored locally on your device
• No financial data is sent to external servers
• You remain in full control of your information

Important: This app may display ads using third-party services such as Google AdMob. These services may collect limited device-level data to provide and display ads, in accordance with their own privacy policies.

Security:
• Optional PIN and biometric protection
• Local encrypted storage

Who is this for:
• Users who want full privacy with no cloud dependency
• People who prefer offline-first financial tracking
• Anyone who wants complete ownership of their financial data

Disclaimer: PennyWise is a personal finance tracking tool. It does not connect to bank accounts and does not provide financial advice.

What’s new

Privacy and ads are explained more clearly in Settings and onboarding. The add-card flow stresses tracking-only use and avoids real banking wording. Smaller UI and copy improvements elsewhere.