Danai.id - P2P Lending

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About this app

Danai.id is a P2P Lending application that facilitates Lenders to be able to fund, manage funding portfolios and make transactions online.

Feel the innovation of ease in managing the funding portfolio from Danai.id which is supported by other interesting features,
1. Funding starts from IDR100K
2. Interest up to 18% p.a
3. Classification of credit according to the level of risk.
4. A simple display that provides a direct view of the portfolio and its risk rating.
5. Pay electricity bills and top up credit for all Indonesian telecommunications providers at any time.
6. Transfer money to all banks in Indonesia.

PT Adiwisista Finansial Teknologi (Danai.id) has a business license from the Financial Services Authority (OJK) in accordance with decree number KEP-76/D.05/2021 dated 19 August 2021 concerning Granting Business Licenses for Companies Providing Technology-Based Money Lending Services Information. The implementation of its activities is strictly monitored based on OJK Regulation Number 77/01-2016 concerning Information Technology-Based Borrowing and Borrowing Services.

Danai.id also has an SNI ISO 27001: 2013 certificate and is registered as an AFPI member

* Information About Loans *
✦ Loan Amount (Ceiling) IDR 3 million - IDR 35 million
✦ Interest rate per month 1.40% - 1.79% (16.8% - 21.48% per year)
✦ Tenor 3 - 24 months
✦ Provision fee 3% - 5%
✦ Insurance fee 0.5% - 1%
✦ Late fee of 2% of the amount in arrears

* Loan Simulation *
✦ Loan Interest: Interest * tenor * Ceiling
Example: 0.014 * 12 * IDR 10,000,000 = IDR 1,680,000
✦ Loan Amount + Interest: Ceiling + Interest
Example: IDR 10,000,000 + IDR 1,680,000 = IDR 11,680,000
✦ Monthly Installment: (Ceiling + Interest) / Tenor
Example: ( IDR 10,000,000 + IDR 1,680,000) / 12 = IDR 973,333 per month
✦ Provision Fee: (Provision Fee * Ceiling)
Example: 3% x IDR 10,000,000 = IDR 300,000
✦ Insurance Fee: Insurance Fee * Ceiling
Example: 1% x IDR 10,0000,000 = IDR 100,000
✦ Loan search: Ceiling - Provision - Insurance
Example: IDR 10,000,000 - IDR 300,000 - IDR 100,000 = IDR 9,600,000

* Danai.id has never asked for a sum of money or a deposit from a prospective Borrower as a condition for processing a loan application. *

Have a question, need help? Contact us :
021 - 5010 3363
Prosperity Tower Floor 20
District 8 SCBD Lot 28
JL Jend Sudirman kav 52-53
Jakarta 12190
Updated on
Apr 19, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

What's new

Kami mengoptimalkan beberapa fitur agar pengalaman bertransaksi Anda yang lebih mudah dan nyaman!

- Perbaikan bug dan peningkatan keamanan.

Yuk, update aplikasi Danai.id Anda sekarang juga!