Danai.id - P2P Lending

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About this app

Danai.id is a P2P Lending application that facilitates Lenders to be able to make funding, manage funding portfolios and conduct online transactions.

Feel the ease of innovation in managing the funding portfolio from Danai.id which is supported by other interesting features,
1. Funding starts from IDR100K
2. Interest up to 18% p.a
3. Classification of credit according to the level of risk.
4. A simple interface that provides a live view of the portfolio and its risk rating.
5. Pay electricity bills and top up credit for all Indonesian telecommunications providers at any time.
6. Transfer money to all Banks in Indonesia.

PT Adiwisista Finansial Teknologi (Danai.id) already has a business license from the Financial Services Authority (OJK) in accordance with the decree number KEP-76/D.05/2021 dated August 19, 2021 concerning the Granting of Business Permits for Technology-Based Borrowing-Lending Service Providers Information. The implementation of its activities is closely monitored based on OJK Regulation Number 77/01-2016 regarding Information Technology-Based Money-Lending Services.

Danai.id also has an ISO 27001:2013 SNI certificate and is registered as a member of AFPI

* Information About Loans *
Loan Amount (Ceiling) IDR 3 million - IDR 35 million
Interest rate per month 1.40% - 1.79% (16.8% - 21.48% per annum)
3 - 24 months tenor
3% - 5% provision fee
Insurance fee 0.5% - 1%
Late fee 2% of the arrears amount

* Loan Simulation *
Loan Interest: Interest * tenor * Ceiling
Example: 0.014 * 12 * IDR 10,000,000 = IDR 1,680,000
Loan Amount + Interest: Ceiling + Interest
Example: IDR 10,000,000 + IDR 1,680,000 = IDR 11,680,000
Monthly Installment: (Ceiling + Interest) / Tenor
Example: ( IDR 10,000,000 + IDR 1,680,000) / 12 = IDR 973,333 per month
Provision Fee: (Provision Fee * Ceiling)
Example: 3% x IDR 10,000,000 = IDR 300,000
Insurance Fee: Insurance Fee * Ceiling
Example: 1% x IDR 10,000,000 = IDR 100,000
Loan search: Ceiling - Provision - Insurance
Example: IDR 10,000,000 - IDR 300,000 - IDR 100,000 = IDR 9,600,000

Have a question, need help? Contact us :
021 - 5010 3363
Prosperity Tower Floor 20
District 8 SCBD Lot 28
JL Jend Sudirman kav 52-53
Jakarta 12190
Updated on
Mar 8, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

What's new

Halo Pengguna Danai.id,

Terimakasih telah setia menggunakan layanan Danai.id.

Kami baru saja memperbaiki beberapa kendala supaya performa aplikasi semakin lebih baik.

Yuk, segera perbarui aplikasi Danai.id Anda.

-promo referral: ajak teman/rekan/kolega Anda menggunakan aplikasi Danai.id dan dapatkan hadiahnya

Informasi lebih lanjut:
Email: customer.care@danai.id
Instagram: @danai.id