Danai.id - P2P Lending

100K+
Downloads
Content rating
Everyone
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About this app

Danai.id is a P2P Lending application that facilitates lenders to be able to carry out funding, manage funding portfolios and carry out transactions online.

Experience the ease of innovation in managing funding portfolios from Danai.id which is supported by other interesting features,
1. Funding starts from IDR100K
2. Funding returns up to 18% p.a
3. Credit classification according to risk level.
4. Simple display that provides a direct view of the portfolio and its risk rating.
5. Pay electricity bills and top up credit for all Indonesian telecommunications providers at any time.
6. Transfer money to all banks in Indonesia.

Danai.id has been registered and supervised by the OJK with registration number S-960/NB.213/2018 and has an SNI ISO 27001:2013 certificate and is registered as a member of AFPI

* Information About Loans *

✦ Loan Amount (Ceiling) IDR 3 million - IDR 30 million
✦ Monthly interest rate 1.89 - 2.19%
✦ Annual interest rate 22.68 - 26.28%
✦ Tenor 3 - 24 months
✦ Provision fees 4% - 5%
✦ Insurance fee 1.4% - 1.7%
✦ Late fee 2% of the outstanding amount

*Loan Simulation*

✦ Provision Fee: (Provision Fee * Ceiling)
✦ 5% x IDR 10,000,000 = IDR 500,000
✦ Insurance Cost: Insurance Cost * Ceiling
✦ 1.7% x IDR 10,000,000 = IDR 170,000
✦ Initial loan installment interest: (Interest Rate / Tenor) x Ceiling
✦ (2.19 / 12) x IDR 10,000,000 = IDR 1,825,000
✦ Monthly Installments: (Ceiling + Interest) / Tenor
✦ IDR 11,825,000 / 12 = IDR 985,417 per month
✦ Ceiling received after Cost Deduction: Ceiling - (Provisions) - (Insurance)
✦ IDR 10,000,000 - IDR 500,000 - IDR 170,000 = IDR 9,330,000 including fees
Updated on
Apr 14, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

What’s new

Ada yang baru di aplikasi Danai.id. Yuk lihat apa saja update terbarunya!

1. Ada tampilan baru di aplikasi Danai.id menjadi Danai super app yang lebih fresh
2. Ajukan pinjaman hingga limit 1M dengan Kredit Multi Guna
3. Kini bisa cek cara pembayaran angsuran di Portfolio
4. Pantau terus status pengajuan pinjaman kamu melalui Beranda dan Portfolio

Yuk update aplikasi Danai.id Anda dan cairin limit pinjamannya segera!

App support

About the developer
PT. ADIWISISTA FINANSIAL TEKNOLOGI
fajar.wahyudi@adiwisista.com
Prosperity Tower 20 G Floor District 8 Jl. Jend. Sudirman Kav. 52-53 Kota Administrasi Jakarta Selatan DKI Jakarta 12190 Indonesia
+62 856-5978-5475