Advance - Salary on-demand

50K+
Downloads
Content rating
Everyone
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About this app

Access your salary on demand — no need to wait for payday.
Advance lets eligible employees access a portion of their earned income, manage unexpected expenses, and split payments for better budget control.

Key Features:
INSTANT - BE PREPARED FOR ANY EMERGENCY:
• Funds disbursed instantly upon request
• Available 24/7, including weekends and holidays
FLEXIBLE - DESIGNED FOR YOUR NEEDS:
• Access as low as ₱1,000
• Request multiple times, within your credit limit
• Credit line is replenished with every repayment so you'll always have access to emergency funds
SPLIT EXPENSES, SAVE MORE, MAXIMIZE INCOME
• Split transactions to up to 4 payments and do more with your earnings
• Track repayments easily using our clear payment tracker
• Avoid late penalty fees by paying on time

Who Can Use Advance?
Advance is exclusively available to employees of partner companies. A company code is required to sign up. Please check with your HR department.
Not a partner yet? Refer your employer by emailing partner@advance.ph.

Loan Term: 60 days
Maximum APR: 35%

Sample Computation
PF:
5% of ₱10,000 = ₱500
Interest:
5% (2.5%/month) of ₱10,000 = ₱500
VAT:
12% of ₱1,000 (PF & Interest) = ₱120
DST:
Principal * (₱1.5 for every ₱200) * (Payment Terms/365)
10,000 * (1.5/200) * (60/365) = ₱12.32
₱10,000 (Principal) +
₱500 (PF) +
₱500 (Interest) +
₱120 (VAT) +
₱12.32 (DST)
= ₱11,132.32

Learn more: https://advance.ph
Updated on
Aug 5, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
You can request that data be deleted

What’s new

We have improved and stabilized our Advance mobile app so you can enjoy using salary advance and bills payment more seamlessly. Thank you for your support and understanding!

Update your Advance app now to enjoy the latest improvements our engineers have been working hard on.