Advizel: Calm Debt Advisor
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About this app
Advizel is a calm financial advisor for people who earn well and are still underwater.
Most money apps hand you a dashboard and more homework. Advizel does the thinking and hands you one thing: the single safest amount you can send toward your debt today, and the reason why.
WHAT I DO
• One move a day. I read your real balances, bills and income rhythm, project your cash forward, and tell you what is genuinely safe to send right now — not a budget target, an amount your actual month can absorb.
• See what's coming. I learn when you get paid and what leaves your account, so I can tell you about a tight day before it arrives instead of after.
• See which debt costs you most. I rank your balances by what they actually cost you, and show what each payment does to your payoff date.
• Find money already yours. Forgotten subscriptions, duplicate charges, a savings account earning nothing — I surface them and tell you what each one is worth.
• Answer real questions. Ask about your own numbers in plain English and get an answer built from your actual accounts, not a generic article.
WHAT I WILL NEVER DO
• Never move your money. Advizel is read-only, always. I can see your accounts; I cannot touch them. You make every payment yourself, in your own bank app.
• Never shame you. No red numbers, no streak punishment, no urgency tricks. Hard information arrives with the plan attached, in the same breath.
• Never sell your data. Not to lenders, not to advertisers, not to anyone. I am not paid by any product I might mention, and I take no referral fees.
• Never pretend to know things nobody knows. I do not predict markets or pick investments. When something needs a CPA, a fee-only advisor or a nonprofit credit counselor, I say so and point you at one.
HOW IT WORKS
You connect your accounts read-only through Plaid — the same service used by most major finance apps. Your bank login is never stored by Advizel. Every figure you see is calculated, not guessed at — and the app shows its working, so you can check the math yourself.
WHO IT'S FOR
People earning a real income who are carrying real debt and are tired of being treated either as broke or as a portfolio. If you have done the math in your head at 3am, this was built for you.
Advizel is a general information tool. It is not a bank, not a lender, and not a registered investment adviser, CPA or credit counselor.
Most money apps hand you a dashboard and more homework. Advizel does the thinking and hands you one thing: the single safest amount you can send toward your debt today, and the reason why.
WHAT I DO
• One move a day. I read your real balances, bills and income rhythm, project your cash forward, and tell you what is genuinely safe to send right now — not a budget target, an amount your actual month can absorb.
• See what's coming. I learn when you get paid and what leaves your account, so I can tell you about a tight day before it arrives instead of after.
• See which debt costs you most. I rank your balances by what they actually cost you, and show what each payment does to your payoff date.
• Find money already yours. Forgotten subscriptions, duplicate charges, a savings account earning nothing — I surface them and tell you what each one is worth.
• Answer real questions. Ask about your own numbers in plain English and get an answer built from your actual accounts, not a generic article.
WHAT I WILL NEVER DO
• Never move your money. Advizel is read-only, always. I can see your accounts; I cannot touch them. You make every payment yourself, in your own bank app.
• Never shame you. No red numbers, no streak punishment, no urgency tricks. Hard information arrives with the plan attached, in the same breath.
• Never sell your data. Not to lenders, not to advertisers, not to anyone. I am not paid by any product I might mention, and I take no referral fees.
• Never pretend to know things nobody knows. I do not predict markets or pick investments. When something needs a CPA, a fee-only advisor or a nonprofit credit counselor, I say so and point you at one.
HOW IT WORKS
You connect your accounts read-only through Plaid — the same service used by most major finance apps. Your bank login is never stored by Advizel. Every figure you see is calculated, not guessed at — and the app shows its working, so you can check the math yourself.
WHO IT'S FOR
People earning a real income who are carrying real debt and are tired of being treated either as broke or as a portfolio. If you have done the math in your head at 3am, this was built for you.
Advizel is a general information tool. It is not a bank, not a lender, and not a registered investment adviser, CPA or credit counselor.
One safe payment a day toward your debt. Read-only — I never move your money.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
- No data shared with third partiesLearn more about how developers declare sharing
- This app may collect these data typesPersonal info, Financial info and 4 others
- Data is encrypted in transit
- You can request that data be deleted
What’s new
What's new
• Home opens on a 30-day picture of your cash: the lowest point ahead, named and dated, and where your next paycheck lands.
• Pull to refresh now asks your bank, not a cached copy.
• Steadier bills: skipping a payment no longer erases the bill, and one paid by bank transfer is recognised even when its reference changes monthly.
• A card carrying balances at two rates keeps its place in the plan instead of guessing a payoff date.
• Fixes to sign-up, navigation and large-text layouts.
• Home opens on a 30-day picture of your cash: the lowest point ahead, named and dated, and where your next paycheck lands.
• Pull to refresh now asks your bank, not a cached copy.
• Steadier bills: skipping a payment no longer erases the bill, and one paid by bank transfer is recognised even when its reference changes monthly.
• A card carrying balances at two rates keeps its place in the plan instead of guessing a payoff date.
• Fixes to sign-up, navigation and large-text layouts.
Everyone
Learn moreApp support
phone
Phone number
+19802905131
About the developer
Advizel LLC
sgyorik@gmail.com
3919 S Providence Rd Ste B
Waxhaw, NC 28173-9903
United States
+1 201-212-0661
