Aelect Finance

CRACUSFY NIGERIA LIMITED

About this app

Aelect Finance – A Business Financing Connection Platform Driven by Industry

Aelect Finance is a business services platform developed by Grupo aelectronics de México S.A. de C.V., focused on providing efficient information intermediation and financing application services for companies in the electronics manufacturing and related industries.

Based on the group's solid experience in the semiconductor, electronic components, and computer manufacturing sectors, Aelect Finance integrates industrial data and digital technology to facilitate the connection between companies and partner financial institutions, enabling financing applications for various scenarios, such as equipment acquisition, operational development, and project execution.

Main Features:

- Online submission of business financing requests, including equipment, operations, and projects
- Management of business information and data
- Structured collection and organization of requests
- Forwarding for analysis by partner financial institutions
- Document upload and identity verification

Financing Information:

- Minimum repayment term: 90 days
- Maximum repayment term: 360 days
- Maximum APR / Maximum Annual CET: 22.10% per year
- Equivalent monthly rate used for example purposes: approximately 1.68% per month
- The final financing conditions, including approved amount, interest rate, APR/CET, applicable fees, payment term, approval, contracting, and disbursement of funds, are independently evaluated and determined by the partner financial institution.

Representative example of the total cost of financing:
For transparency purposes, consider an example of business financing with a principal amount of R$ 10,000.00, a term of 360 days, equivalent to 12 months, a maximum annual APR/CET of 22.10% per year, and an approximate equivalent monthly rate of 1.68% per month.

In this example:
- Principal amount: R$ 10,000.00
- Payment term: 360 days / 12 months
- Maximum annual APR/CET: 22.10% per year
- Approximate equivalent monthly rate: 1.68% per month
- Additional fees from the Aelect Finance platform: R$ 0.00
- Estimated monthly installment amount: R$ 926.99
- Estimated total amount to be paid: R$ 11,123.84
- Estimated total cost of financing, including applicable interest and charges: R$ 1,123.84

This example is merely representative. Actual conditions may vary depending on the analysis of the partner financial institution, the profile of the requesting company, the requested amount, the selected term, the documentation submitted, and the applicable rules of the financial institution.

Platform positioning:

Aelect Finance operates exclusively as a platform for information services and technological support. Aelect Finance does not offer loans directly, does not grant credit, does not perform credit approval, does not guarantee financing approval, does not manage user funds, and does not release funds.

All financial services, including risk analysis, approval decision, credit limit setting, APR/CET, interest rate, fees, payment terms, contracting, and fund release, are provided and evaluated independently by partner financial institutions.

Platform Value:

By digitally connecting the industry with financial institutions, Aelect Finance increases the efficiency of business financing, optimizes capital flow in the supply chain, and contributes to the sustainable development of the electronics industry ecosystem.