The first real online application for customers to directly reach products and service of AEON Specialized Bank (Cambodia) Plc, in a faster and more convenient way, anytime, anywhere. Customers can enjoy applying cash loan and other instalments.
We provide the required information as below:
Minimum and Maximum Term: 6 – 48 months. Minimum and Maximum Annual Percentage Rate (APR): 32 – 35% and loan fee USD 3 (one-time upfront fee). The interest or fee is not compound.
A representative example of the total cost of the loan, including all applicable fees (e.g. sample monthly payment, sample interest calculation):
For example, 6 months loan payment terms have one-time upfront fee USD 3. For 6 months term with principal amount of USD 600. The total amount due would be USD 655.25. The amount above is not include applicable taxes. Sample of monthly repayment as in table below:
Month#1: 25 days after loan disbursement: USD 95.68 (Principal) + USD 13.32 (Interest) = USD 109
Month#2: 31 days from Month#1: USD 95.12 (Principal) + USD 13.88 (Interest) = USD 109
Month#3: 30 days from Month#2: USD 98.10 (Principal) + USD 10.90 (Interest) = USD 109
Month#4: 31 days from Month#3: USD 100.43 (Principal) + USD 8.57 (Interest) = USD 109
Month#5: 30 days from Month#4: USD 103.38 (Principal) + USD 5.62 (Interest) = USD 109
Month#6: 31 days from Month#5: USD 107.29 (Principal) + USD 2.96 (Interest) = USD 110.25
We charge only one time fee USD 3 and the interest calculation is based on Principal Outstanding of each month.