AeroCash - Online Loan

LLC ''UKRAINIAN PAYMENTS CENTRE'' FC

About this app

An online loan to a bank card — when you need money here and now. AeroCash is a mobile app for applying for a microloan or payday loan online — with no proof of income, guarantors, or collateral. After the application is approved and the agreement is signed, a microloan of up to UAH 8,600 is transferred to a bank card.

How it works:
• select the loan amount;
• complete a short application form;
• verify your details through BankID;
• wait for the application review result;
• if approved, review the terms and sign the electronic agreement;
• receive the funds on your card.

Why AeroCash is convenient:
• you can complete the application at any time;
• no need to visit a branch;
• no collateral or guarantors;
• no paper proof of income;
• no unnecessary phone calls;
• all terms are shown before you sign the agreement;
• the loan can be repaid early in accordance with the agreement.

To apply, you need:
• Ukrainian citizenship;
• age 18 or older;
• a registered place of residence in Ukraine;
• a passport or ID card;
• a Ukrainian taxpayer identification number;
• an active phone number;
• a personal card issued by a Ukrainian bank.

AeroCash loan terms:
• loan amount: from UAH 4,000 to UAH 8,600;
• loan term: from 360 to 360 days;
• interest payments: every 15 calendar days;
• principal repayment: in one payment on the loan maturity date;
• standard interest rate: 0.93% per day;
• maximum Annual Percentage Rate (APR): 339.45%;
• one-time loan origination fee: 25% of the loan amount;
• reduced Loyalty Program rate: 0.01% per day during the first payment period, subject to timely payment of the first scheduled payment and compliance with the agreement, Loyalty Program, and Promotion Rules;
• automatic extension of the loan agreement: not available.

Before signing the agreement, the user can see the loan amount, loan term, payments, interest rate, fee, total cost of the loan, and other material terms. Individual terms depend on the results of the creditworthiness assessment.

Calculation examples:
Example 1 (early repayment on the 15th day): loan amount — UAH 4,000, interest rate — 0.01% per day, issuance fee — 25%. Total cost: UAH 4,000 + UAH 6.00 (4,000 × 0.01% × 15 days) + UAH 1,000.00 (25% fee) = UAH 5,006.00. APR — 34,587%.
Example 2 (repayment in 360 days, the first installment paid on time): loan amount — UAH 4,000, interest rate for the first 15 days — 0.01%, then 0.93% per day for the remaining 345 days, issuance fee — 25%. Total cost: UAH 4,000 + UAH 6.00 (4,000 × 0.01% × 15 days) + UAH 12,834.00 (4,000 × 0.93% × 345 days) + UAH 1,000.00 (25% fee) = UAH 17,840.00. APR — 3,350.79%.

Legal information:
Creditor: LIMITED LIABILITY COMPANY FINANCIAL COMPANY “UKRAINIAN PAYMENT CENTER”.
Company registration code (EDRPOU): 39898755.
Licence: provision of funds and banking metals on credit. Extract from the State Register of Financial Institutions dated 15 September 2025, No. 27-0026/70711.
Address: 4-V Verkhnii Val Street, Entrance 1, Floor 2, Kyiv, 04071, Ukraine.
AeroCash contacts: 0 800 206 020, [e-mail].

Detailed loan terms, key service information, lending rules, calculation examples, consumer warnings, and the Privacy Policy are available on the official AeroCash website.