Interest Book AG Pro

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About this app

Interest Book AG Pro: The Ultimate Digital Ledger & Interest Calculator

Say goodbye to traditional paper diaries! Interest Book AG Pro is a high-performance, banking-grade financial solution designed for moneylenders, businessmen, wholesalers, and financial consultants. Manage your lending, borrowing, and complex interest calculations with 100% professional accuracy.

🌟 Premium Features:

🏦 Banking-Grade Calculations:
• Accurate Interest: Real-time Simple Interest (SI) & Compound Interest (CI) (Daily/Monthly/Yearly) and EMI tracking.
• Multi-Segment Principal: Apply multiple principal segments (Part 1, Part 2, etc.) sequentially within a single EMI loan.
• Flexible EMI: Record installments on a Monthly, Quarterly, or Half-Yearly basis.
• Rate History: Maintain complete interest rate history for dynamic adjustments.
• Penalty Tracking: Automatically calculate and track penalties for delayed payments.
• Flexible Payments: Apply repayment entries with any date effect (Past/Future).

📊 Smart Ledger Management:
• Dedicated Modes: Separate LEND (Given) and BORROW (Taken) workflows.
• Live Accuracy: Instant 'As-On-Date' interest and outstanding balance updates.
• Deep Dive: Detailed individual ledger views for specific borrower transactions.
• Advanced Archiving: Easily split and archive zero-balance closed records.
• Multi-Loan Support: Manage multiple loans per contact with integrated search.
• Seamless Editing: Edit past entries with live, accurate ledger impact.

🛡️ Collateral & Security Logs:
• Visual Security: Add live photo images of collateral/security to your records.
• Detailing: Include detailed text descriptions and custom remarks for every transaction.

📈 Professional Reports & Sharing:
• Unified Reporting: Get a bird’s-eye view of your entire financial portfolio (Common Report).
• Professional Exports: Generate & share detailed PDF or CSV reports with custom filters.
• WhatsApp Integration: Send quick payment reminders directly to clients.
• Custom Branding: Personalize statements with your business name, logo, and digital signature.

🔒 Data Security & Ultimate Control:
• 100% Offline & Private: Your data never leaves your device. No cloud, no servers, no privacy risks.
• Bio-Security: Protect your records with built-in PIN and Biometric (Fingerprint) locks.
• Data Safety: AES-encrypted manual and auto-backup system.
• Convenience: Import/Export phone contacts with a single tap.
• 100% Ad-Free Experience: A clean, distraction-free environment built for uninterrupted professional use.
• Premium UI/UX: Crafted with a sophisticated dark aesthetic for minimal eye strain and maximum productivity.
• Lifetime Value: Pay Once, Use Lifetime—permanent Pro access with no hidden restrictions!

👨‍💼 Who is Interest Book AG Pro for?
Perfect for Individuals, Small Business Owners, Shopkeepers, and Financial Consultants looking for a reliable, professional-grade digital accountant.

Precision • Power • Professional
Designed & Developed by AG Pro Solutions

What’s new

Optimised the logic of the Common Report and Backup Manager.