Mus Budget

Musreach

About this app

Mus Budget is a personal budgeting app that keeps everything on your own device — no account, no cloud, no ads, and nothing about your finances ever leaves your phone unless you choose to back it up yourself.

WHAT YOU CAN TRACK
• Income Sources — weekly, biweekly, semimonthly, monthly, or custom pay schedules
• Budget Items & Periods — fixed expenses, variable expenses, and recurring bills, organized into monthly (or custom) budget periods
• Debt Accounts — track balances, interest rates, and payments, with avalanche or snowball payoff strategy projections and a debt-free date estimate
• Savings Goals — set targets, log contributions, and see a completion projection
• Forecast — project your income and expenses over any date range you choose, with a running total you build by selecting the items that matter to you
• Dashboard — a home screen summary of your current period, due items, and expense breakdown, with charts

PRIVACY BY DESIGN
• No account or sign-up — the app works the moment you open it
• No data collection of any kind, and no analytics or advertising SDKs
• Everything is stored in a local database on your device only
• Optional backup/restore to a file you control — you choose where it goes (your own Google Drive, OneDrive, email, etc.), through your device's own share screen, never through anything this app operates

SECURITY
• Optional app-lock PIN, with fingerprint/face unlock on supported devices
• One-time recovery codes if you ever forget your PIN
• Optional passphrase encryption on your backup files

Whether you're paying off debt, saving toward a goal, or just want a clear picture of where your money is going, Mus Budget gives you the tools without asking for your data in return.

What’s new

What's new in 1.3:

- Calendar view of your bills, with markers for due, past due and paid
- Quick Add for one-off expenses
- Split shared bills: track the total, budget only your portion
- Pending / Processed / All tabs, with Mark Paid and Mark Skipped for several items at once
- Sync Period to pull in newly added items
- Fixes and improvements