Take control of your financial future with Financial Planner, the ultimate personal finance simulator designed for privacy and long-term growth.
Whether you are dreaming of Financial Independence, Retire Early (FIRE), optimizing a mortgage, or simply managing household expectations, our app helps you visualize the path to wealth.
🔒 100% PRIVATE & OFFLINE
Your financial data is your business, not ours. All computations are performed locally on your device. We do not track, store, or send your personal data to any external servers.
💎 LIFETIME PRO ACCESS - NO SUBSCRIPTIONS
Say goodbye to monthly fees. Unlock the full power of Financial Planner with a transparent one-time payment. Pay once, use forever.
📈 SIMULATE YOUR NET WORTH
Stop guessing and start projecting.
- Visual Projections: View your net worth evolution over decades with interactive charts.
- Detailed Cash Flow: Input income, expenses, assets, and liabilities to see the big picture.
- Scenario Planning: Run "What-if" scenarios. How does a salary increase or a new car purchase affect your retirement date?
🏠 ADVANCED MORTGAGE CALCULATOR
Don't just pay your loan; hack it.
- Amortization Strategy: Simulate how voluntary extra payments reduce your interest and shorten your loan term.
- Rate Impact: Test different interest rates to see how they impact your monthly installments and total payout.
- Optimize: Find the perfect balance between investing and debt repayment.
💰 COMPOUND INTEREST & INVESTMENTS
Visualize the power of time and consistent savings.
- Real Growth: Set custom inflation rates and fees to get a realistic simulation of your purchasing power.
- Investment Sandbox: Compare different contribution levels and return rates to see how compound interest works in your favor.
👨👩👧👦 HOUSEHOLD MANAGEMENT
- Multi-Profile Support: Create profiles for a spouse, partner, or dependents.
- Unified View: View individual charts or combine profiles into a single "Household View" to manage family wealth holistically.
KEY FEATURES:
- FIRE Focused: specifically designed for Financial Independence calculations.
- Inflation Adjustment: Automatically account for purchasing power loss over time.
- Asset Tracking: Keep tabs on savings, stocks, real estate, and more.
- Dark Mode & Intuitive UI: Complex financial math made beautiful and easy to read.
Download Financial Planner today. Make smart decisions, own your data, and simulate your path to financial freedom!