Debt Tracker

AG Labs Software

About this app

Debt Tracker is a simple, privacy-focused app for tracking shared expenses and IOUs between friends, roommates, or family members.

KEY FEATURES

- Track People: Add anyone you share expenses with
- Log Transactions: Record who owes whom, with descriptions and dates
- Automatic Balances: See at a glance who owes you and who you owe
- Recurring Charges: Set up automatic monthly expenses (rent, subscriptions, etc.)
- Transaction History: View, edit, or delete past transactions
- Automatic Backups: Schedule daily, weekly, or monthly backups that run in the background. Stored safely outside the app — survives uninstall.
- Backup Browser: Browse and restore from your backups right in the app
- Backup & Restore: Export your data as JSON files
- Share Backups: Send backups via email, cloud storage, or messaging apps
- 10 Colour Themes: Matrix, Midnight Blue, Amber Terminal, Rose Gold, Arctic, and more

PRIVACY FIRST

- All data stays on your device
- No account required
- No internet connection needed
- No ads or tracking
- Your financial information is never uploaded anywhere

CLEAN DESIGN

Minimalist terminal-inspired interface that's easy to use and distraction-free. No clutter, no unnecessary features - just simple debt tracking that works.

PERFECT FOR

- Splitting rent with roommates
- Tracking group trip expenses
- Managing IOUs with friends
- Keeping tabs on shared subscriptions
- Any situation where money changes hands between people

Open source and free forever. No premium version, no in-app purchases.

What’s new

v1.4.1 — Recurring charges, redux:
- Charges apply immediately when you create them (no waiting a full cycle)
- Edit any field on a recurring charge: amount, description, type, frequency
- Tap the next due date to pick a new one from the calendar
- "Charge now" button — apply an extra charge without disturbing the schedule
- Balance refreshes immediately when a charge fires
- Crash-safe atomic creation

All v1.3.x features included: automatic backups, backup browser, themes.