Ahzarman — One app for everything
Pay directly from your bank. Get your token instantly.
Ahzarman makes everyday payments simple for Nigerians. Pay electricity, buy airtime and data, book flights, fund betting wallets, renew cable TV, and more — all in one place. No stored balance. No middleman. Your money goes straight from your bank to the biller, and your token or confirmation arrives in seconds.
Why Ahzarman? • Pay directly via bank transfer, debit card, or USSD
• Prepaid electricity tokens delivered in seconds
• Airtime and data for MTN, Airtel, Glo, and 9mobile
• Domestic and international flight booking
• Fund Bet9ja, SportyBet, BetKing, and more
• Renew DStv, GOtv, and Startimes subscriptions
• Pay water bills and government fees
• Earn Ahzarman points on every payment
• Share points with friends inside the app
• 24/7 in-app live support
Built for speed and trust Ahzarman connects your bank to every biller so you don’t have to. We never hold your funds — payments go directly to the service provider. Bank-grade encryption keeps your details safe, and our biller connections stay live around the clock.
Rewards on every payment Every naira you spend earns points automatically. Collect them at your own pace, share them with any Ahzarman friend, and level up as you pay.
Trusted across Nigeria Join millions of Nigerians who use Ahzarman for daily bills, bookings, and recharges — directly from their bank.
Download Ahzarman today. Pay your bank. Get your token. Earn points.
One app to pay electricity, airtime, flights & more — no wallet needed.