KharchaAI: AI Expense Tracker

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About this app

๐—ž๐—ต๐—ฎ๐—ฟ๐—ฐ๐—ต๐—ฎ๐—”๐—œ is your smart AI-powered expense tracker and personal budget assistant.

Track your ๐—ฑ๐—ฎ๐—ถ๐—น๐˜† ๐—ฒ๐˜…๐—ฝ๐—ฒ๐—ป๐˜€๐—ฒ๐˜€, ๐—บ๐—ฎ๐—ป๐—ฎ๐—ด๐—ฒ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฏ๐˜‚๐—ฑ๐—ด๐—ฒ๐˜, understand your spending and simply ask AI about your money.

๐—ฌ๐—ข๐—จ๐—ฅ ๐—ฃ๐—˜๐—ฅ๐—ฆ๐—ข๐—ก๐—”๐—Ÿ ๐—”๐—œ ๐— ๐—ข๐—ก๐—˜๐—ฌ ๐—”๐—ฆ๐—ฆ๐—œ๐—ฆ๐—ง๐—”๐—ก๐—ง

KharchaAI comes with an AI Agent that can understand your expense data and answer questions based on your actual spending.

๐—”๐˜€๐—ธ ๐˜๐—ต๐—ถ๐—ป๐—ด๐˜€ ๐—น๐—ถ๐—ธ๐—ฒ:

โ€ข โ€œHow much did I spend this month?โ€
โ€ข โ€œHow much did I spend on food?โ€
โ€ข โ€œWhere is most of my money going?โ€
โ€ข โ€œAm I within my monthly budget?โ€
โ€ข โ€œHow much do I have left?โ€
โ€ข โ€œCompare my spending with last month.โ€
โ€ข โ€œRemind me to check my budget next week.โ€

Instead of manually checking numbers and charts, just ask KharchaAI.

๐—˜๐—”๐—ฆ๐—ฌ ๐—˜๐—ซ๐—ฃ๐—˜๐—ก๐—ฆ๐—˜ ๐—ง๐—ฅ๐—”๐—–๐—ž๐—œ๐—ก๐—š

Keep track of your everyday spending in one place.

โ€ข Quickly add expenses
โ€ข Organise expenses by category
โ€ข Track food, shopping, travel, groceries and more
โ€ข Create custom spending categories
โ€ข Track money you have lent or borrowed
โ€ข Keep your financial records organised

๐—ฆ๐— ๐—”๐—ฅ๐—ง ๐—•๐—จ๐——๐—š๐—˜๐—ง ๐— ๐—”๐—ก๐—”๐—š๐—˜๐— ๐—˜๐—ก๐—ง

Set your monthly budget and always know where you stand.

โ€ข See how much you've spent
โ€ข See how much budget is remaining
โ€ข Track your spending progress
โ€ข Get insights into your spending habits
โ€ข Compare spending across different months

๐—จ๐—ก๐——๐—˜๐—ฅ๐—ฆ๐—ง๐—”๐—ก๐—— ๐—ฌ๐—ข๐—จ๐—ฅ ๐—ฆ๐—ฃ๐—˜๐—ก๐——๐—œ๐—ก๐—š

Turn your transactions into useful insights.

โ€ข Monthly spending analytics
โ€ข Spending trends and charts
โ€ข Compare different months
โ€ข See where your money goes
โ€ข Category-wise spending breakdown
โ€ข Spending forecasts and insights
โ€ข Export your reports

๐—”๐—œ-๐—ฃ๐—ข๐—ช๐—˜๐—ฅ๐—˜๐—— ๐—œ๐—ก๐—ฆ๐—œ๐—š๐—›๐—ง๐—ฆ

KharchaAI doesn't just show numbers โ€” it helps you understand them.

Your AI assistant can look at your transactions, calculate your spending and explain what's happening with your money in simple language.

Whether you want to know where you spent the most, how you're doing this month, or how much you can still spend, just ask.

๐—ฃ๐—ฅ๐—œ๐—ฉ๐—”๐—ง๐—˜ & ๐—ฃ๐—˜๐—ฅ๐—ฆ๐—ข๐—ก๐—”๐—Ÿ

Your financial information is personal.

KharchaAI is designed with privacy in mind, with support for on-device AI so your sensitive expense information can stay on your device when using the on-device experience.

๐—˜๐—ซ๐—ฃ๐—ข๐—ฅ๐—ง & ๐—•๐—”๐—–๐—ž๐—จ๐—ฃ

Keep control of your financial records.

โ€ข Export transactions to PDF
โ€ข Export data to CSV
โ€ข Backup and restore your data
โ€ข No account required for basic expense tracking

๐—ฌ๐—ข๐—จ๐—ฅ ๐—Ÿ๐—”๐—ก๐—š๐—จ๐—”๐—š๐—˜

Use KharchaAI in multiple languages including:

English, Hindi, Bangla, Tamil, Telugu, Kannada, Malayalam and Marathi.

๐—ฆ๐—œ๐— ๐—ฃ๐—Ÿ๐—˜. ๐—ฆ๐— ๐—”๐—ฅ๐—ง. ๐—ฃ๐—ฅ๐—œ๐—ฉ๐—”๐—ง๐—˜.

KharchaAI brings expense tracking and AI together in one simple app.

Track your expenses. Understand your spending. Ask AI. Manage your money better.

Download KharchaAI and make your everyday money management smarter.

KharchaAI is a personal budgeting and expense-tracking tool. It does not provide professional financial advice.
Track expenses, manage budgets & ask AI anything about your spending.
Updated on
Sep 12, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • No data collected
    Learn more about how developers declare collection

Whatโ€™s new

Introducing KharchaAI โ€” your personal AI money assistant.

โ€ข Track your daily expenses
โ€ข Manage your monthly budget
โ€ข Ask AI questions about your spending
โ€ข Get spending insights and analytics
โ€ข Track debts and lending
โ€ข Export transactions to PDF and CSV
โ€ข Privacy-focused money management
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App support

About the developer
Anand Gaur
anandgaur2207@gmail.com
VILL SAHUPAR POST MAHSON Basti, Uttar Pradesh 272124 India

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