airpay capital: Loan App

Airpay Payment Service Limited

About this app

airpay capital offers digital loans products in partnership with RBI-registered NBFCs with simple onboarding, transparent terms, and quick approvals.

Apply for loans with an easy and secure process.

Key Highlights

✅ 100% digital process: Apply, verify, check offers, and track loans online
✅ Loan disbursal: Typically, within 24-48 hours after approval, depends on NBFC partner
✅ Repayment: EMIs via eNACH and UPI mandate; part-payment and foreclosure allowed via Debit Card, UPI, or Net Banking
✅ Secure: Bank-grade encryption with strict data protection

Why Choose airpay capital?
✅Transparent lending with no hidden charges and quick approvals
✅Flexible tenures and repayment options to match your cashflows
✅Clear, example-based pricing so you know costs upfront
✅RBI-authorised NBFC partners with strong security and easy account management

Loan Product & Terms (Indicative)
Personal Loan

✅ Loan Amount: Up to ₹ 5,00,000
✅ Tenure: Up to 36 months
✅ Interest Rate: Up to 36% p.a.
✅ Processing Fee: Up to 5% + GST
✅ Eligibility:
1.Age: 21 to 60 years;
2.Income Proof: 6 months bank statement required, if enhancement of the sanctioned amount is sought.

Gold Loan

✅Loan Amount: From ₹ 5,000 onwards up to customer eligibility
✅ Tenure: 3 to 12 months
✅ Interest Rate: Up to 23% p.a.
✅ Processing Fee: Up to ₹250 + GST
✅ Eligibility: Gold purity required: 18 to 22 Karats

Home Loan

✅Loan Amount: Up to ₹ 1,00,00,000
✅Tenure: 3 to 20 years
✅Interest Rate: Up to 18%
✅Processing Fees: Up to 2%
✅Loan to Value (LTV) Ratio: Up to 60% of property value

Loan Against Property

✅Loan Amount: Up to ₹ 1,00,00,000
✅Tenure: 3 to 15 years
✅Interest Rate: Up to 20%
✅Processing Fees: Up to 2%
✅ Loan to Value (LTV) Ratio: Up to 60% of property value

Get Loans in Easy Steps

✅Select the loan you want to apply for and complete digital journey
✅Check your loan eligibility
✅ Review loan offers from lending partners
✅Complete your loan journey to get access to the funds
✅Make part-payments or close the loan early

Illustrative Repayment Example:
Below numbers are for illustration purpose only. Actual offers, rates, and fees depend on your profile and NBFC/lender discretion. Processing fees and taxes, if applicable, will be shown before you accept the offer.

Personal Loan example:
Loan Amount: ₹1,00,000/-
Tenure: 24 months
Interest Rate: 24% p.a. (reducing balance)
Processing Fee: Nil (for illustration)
EMI (approx.): ₹5,291 per month
Total Interest (approx.): ₹26,984/-
Total Repayment (approx.): ₹1,26,984/-

Important Information & Disclaimers:

airpay capital provides loans in partnership with RBI-registered NBFCs.

Please read all Terms & Conditions and the loan agreement carefully before accepting an offer. Interest rates, processing fees, and taxes may vary by applicant profile; final terms are mentioned in the loan agreements received from NBFC/Lender.
Late payment fees, bounce charges, and other charges may apply as per NBFC/Lender policy.

Lending Partners:

1. Apollo Finvest (India) Limited- an RBI-registered NBFC
Licence No.: 13.00722
2.Muthoot Fincorp Limited- an RBI-registered NBFC
Registration No.: N-16.00170
3.FDPL Finance Private Limited- an RBI-registered NBFC

Loans facilitated by lending partners are subject to eligibility, verification, credit assessment, and lender discretion.

Contact us: [e-mail]
Customer Care No: 020 69110333
Timings: 9:00 AM to 7:00 PM (Monday to Saturday)

What’s new

Bug fixes and offering more loan products