Ajo

Edward Demerchian

About this app

Ajo is a group savings app inspired by the traditional ajo and tontine system — a trusted way communities have saved money together for generations.
With Ajo, you can create or join savings groups, contribute regularly, and receive payouts in rotation. It's simple, transparent, and built on trust.
How it works:
• Create a savings group or join one via invite link
• Set contribution amount and payout schedule
• Members contribute each cycle
• Each member receives a full payout in turn
Why Ajo:
• No interest, no hidden fees
• Transparent group management
• Real-time contribution tracking
• Secure and reliable
Whether you're saving for a goal, supporting your community, or building financial discipline — Ajo makes group savings effortless.