Envelope Lite

Content rating
Everyone
1+
Downloads
Content rating
Everyone
Learn more
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About this app

Take control of your money with Envelope Lite - a simple, privacy-first budget tracker that uses the proven envelope method to help you manage your spending.

How it works:
Divide your monthly income into different budget envelopes - Food & Dining, Bills & Utilities, Family & Personal, Savings Fund, and Emergency/Debt. Every time you spend money, log it in the right envelope. See instantly how much you have left.

Key Features:
- Envelope Budgeting - different budget envelopes with adjustable amounts. See spent vs budget at a glance with colour-coded progress bars.
- Quick Expense Logging - Built-in calculator with quick keys for fast amount entry. Log an expense in under 15 seconds.
- Sub-Categories - Classify expenses within each envelope (e.g., Breakfast, Lunch, Dinner under Food & Dining) for detailed spending insights.
- Payment Tracking - Record how you paid: Cash, Bank Account, E-wallet (Momo, ZaloPay, VNPay), or Card (Credit, Debit, Prepaid).
- Discount & Voucher Tracking - Record original price and discount separately. Know what you actually paid vs what you saved.
- Spending Reports - Visual reports with charts showing budget vs actual, spending by category, and payment source breakdown.
- Smart Reminders - Daily notification that adapts to your activity. Already logged your expenses? The reminder stays quiet.
- Tags - Add freeform tags like store names or people for quick context on any transaction.
- Local-First - All your financial data stays on your device. No account required. No cloud sync. The app works fully offline once installed.

Privacy First:
Your financial data never leaves your device - no transactions, budgets, or notes are uploaded anywhere. Envelope Lite is ad-supported (Google AdMob); you can choose personalised or non-personalised ads at first launch and change your mind any time in Settings -> Privacy & Data. See the privacy policy for what AdMob handles.

Designed for daily use:
The app is built around one habit: spend money, open app, log expense, close app. Everything is optimised for this 15-second daily action.

Perfect for:
- Anyone starting their budgeting journey
- People who prefer cash-based or envelope-style budgeting
- Users who value privacy and want no cloud dependency
- Southeast Asian markets with VND-optimised amount input
Updated on
Jun 1, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity and Device or other IDs
This app may collect these data types
App activity and Device or other IDs
Data is encrypted in transit
Data can’t be deleted

What’s new

What's new in 0.6.9

• Reports: vs-prior-month comparison on every envelope on the Spending tab
• Home widget: pick 2×2 or 4×2; 4×2 adds shortcuts to History, Log Expense, and Reports
• Post-log popup now shows and edits the transaction date
• Ad-supported: free to use, with consent controls in Settings -> Privacy & Data