4.8
22.9K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Access your STCU accounts securely--anytime, anywhere. Features include:

• Access your account quickly with a fingerprint login or PIN-based login (requires a
supported device.
• Check balances and transfer funds using Accounts and Transfers.
• Deposit checks using Mobile Deposits (requires a rear-facing camera).
• Pay bills using Bill Pay.
• Transfer funds instantly to other STCU members.
• Track personal budgets and savings goals.
• Locate nearby branches, shared branching locations, and surcharge-free ATMs.
• Quickly glance at any of your accounts using Snapshot.
Updated on
Mar 11, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info and Contacts
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
22.5K reviews
Zephyr Charge
August 27, 2025
out of nowhere the app stopped working on my phone.. no warning or anything, and my phone is only a few years old. what's the point of a banking app if it doesn't work on the phone you downloaded it on?? and after a while of this issue, I've check at least once a week since it happened, there's no change. there's several reviews with this issue and there has been no fix at all
8 people found this review helpful
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Spokane Teachers Credit Union
October 29, 2025
Hi Zephyr, unfortunately due to updates to Android’s operating system, only devices running version 12 or newer are currently supported. You can still manage your STCU accounts on your device through your browser at stcu.org. We are very sorry for the inconvenience.
Matthew Williamson
February 24, 2021
Great banking app. Granted, this is the only one I've ever used, but it does everything i need in a very easy-to-use manner. It's easy checking balances, transferring money between accounts, and everything else i need. Their mobile deposit works great too, don't need to physically cash checks anymore, now i can just take a picture of them with the app, it's super easy. Plus you can access your credit report through this app which is a nice bonus.
15 people found this review helpful
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Spokane Teachers Credit Union
March 2, 2021
Thanks for the review, Matthew! We're glad that you enjoy the app and can save you a few trips.
Ben Sullivan
February 3, 2021
It's great when it works. The app is unavailable for use on average 3 weeks a month. I have been unable to view my balance with this convenient app and have to monitor my account through atm service. Very frustrating. I was contacted by support through email asking for more information. I gave more information and was sent a link where I had to verify a bunch of stuff because it was sensitive information they were sending me and it was just a request for more of the same information. I'm done.
10 people found this review helpful
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Spokane Teachers Credit Union
January 13, 2021
We apologize for the inconvenience this issue is causing. Please contact us at (800) 858-3750 or use LiveChat at stcu.org so that we can research this issue further for you. Thank you.

What’s new

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

App support

Phone number
+18008583750
About the developer
Spokane Teachers Credit Union
digitalchanneladministration@stcu.org
1620 N Signal Dr Liberty Lake, WA 99019-9517 United States
+1 509-906-4388

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