Make every paycheck last longer with Salary Flow – Budget Planner.
Salary Flow helps you plan your money from payday to payday, so you always know what you can spend, what must be protected, and whether your salary is still on track.
Instead of simply recording expenses, Salary Flow focuses on one practical question:
Will your money last until your next payday?
Plan your paycheck, track daily cash flow, manage bills and debt, build savings, and understand where your money goes — all in one simple budgeting app.
Know your Salary Health
Stop guessing whether your money is enough.
Salary Flow helps you see:
Remaining salary
Days until payday
Safe-to-spend amount
Upcoming commitments
Projected end balance
Spending pace
Risk buffer
Cash-flow forecast
You can also see how your forecast is calculated, so your financial status is easier to understand.
Plan every paycheck
Give your income a clear purpose before you spend it.
Create a paycheck plan for:
Needs
Wants
Savings
Debt
Buffer
Custom allocations
Choose percentage-based or amount-based planning and adjust your plan whenever your priorities change.
Track daily cash flow
See your income and spending in one clear timeline.
Record:
Salary
Side income
Daily expenses
Bills
Debt payments
Savings contributions
Search and filter your activity to understand how your paycheck is being used.
Stay ahead of bills and debt
Keep important payments organized.
Manage:
One-time bills
Recurring bills
Monthly installments
Debt balances
Due dates
Payment history
Bill reminders
Upcoming commitments are included in your Salary Health forecast, giving you a more realistic view of how much money is actually available.
Build your savings
Create savings goals, add contributions, and track your progress.
Whether you are building an emergency fund, saving for a trip, or preparing for a major purchase, Salary Flow helps keep your goals connected to your paycheck plan.
Understand where your money goes
Use Insights to review:
Income vs spending
Allocation breakdown
Spending categories
Pay-period performance
SalaryFlow Score
Smart insights
Period reviews
See what is working, what needs attention, and how your financial habits change over time.
Designed around your payday
Salary Flow supports flexible pay schedules:
Weekly
Every 2 weeks
Twice a month
Monthly
Custom schedules
Your budgeting cycle follows your real payday, not an arbitrary calendar month.
Multiple currencies
Salary Flow supports many currencies, including USD, EUR, GBP, IDR, AUD, CAD, JPY, SGD, INR, KRW, CHF, AED, SAR, and more.
Your language and currency can be configured separately.
Helpful reminders
Enable reminders for:
Payday
Bills
Budget warnings
Period reviews
Stay informed without unnecessary notifications.
Generate pay-period statements
Create pay-period statements for supported date ranges and export your financial information when needed.
Private and local-first
Salary Flow works without connecting your bank account.
Your manually entered budgeting data is primarily stored locally on your device, and no account is required for the core experience.
You remain in control of your financial records, backups, and exports.
Salary Flow is ideal if you want to:
Make your paycheck last until payday
Know how much is safe to spend
Plan your salary before spending it
Track income and expenses
Prepare for upcoming bills
Manage debt
Build savings
Understand your cash flow
Improve your budgeting habits
Whether you get paid weekly, biweekly, twice a month, or monthly, Salary Flow helps turn every paycheck into a clear plan.
Plan your salary. Track your cash flow. Stay ahead until payday.
Start making every paycheck count with Salary Flow.
Plan your paycheck, track spending, bills, debt, and stay on track until payday.