行動支付

【O'Pay行動支付，隨手即付】
快速的收、付款、轉帳、收帳分帳功能，整合超商、超市行動秒付，手機出示條碼立即付款並將發票存入載具；搭乘計程車掃描條碼立即付款，省時便利又安全。
路邊停車繳費，北中南皆可隨時繳納；電子發票手機條碼載具申請、自動兌獎、中獎通知、獎金匯入等完整服務，體驗快速支付，簡單便利新生活。

【主要功能】
● 手機即是錢包 輕鬆儲值便利付
　聰明消費一機搞定，出門在外不用帶錢包，「歐付寶帳戶」等於現金、「信用卡」多卡綁定一機、「銀行帳戶」直接付款；付款適用於「超商購物、餐廳用餐、逛夜市、商場百貨購物、搭計程車、好友分帳…」各種情境。輕鬆體驗安全無虞、更快、更便利的付款方式。
「歐付寶帳戶」儲值方式：
　1.條碼儲值：萊爾富、OK便利商店、美廉社、三商大美超市、心樸市集
　2.轉帳儲值：ATM櫃員機轉帳
　3.多媒體機儲值：全家FamiPort
　4.銀行快付儲值：台新、兆豐、中華郵政等銀行帳戶綁定儲值
5.信用卡儲值：兆豐信用卡綁定儲值及自動加值服務

● 便利商店、超商行動秒付(easy pay)
　全台5,200家以上全家、萊爾富、OK便利商店、美廉社、三商大美超市、心樸市集，全面接受行動付款，出示條碼提供給店員掃描，【嗶！】一聲，立即完成付款！(※目前行動支付不得使用於代收款項之繳費服務。如：垃圾袋、取貨付款、商品代收付)

● 快速收款 省時更方便
　餐飲業者、市集攤販、販賣機台、零售店家、計程車司機、用餐費用分攤、展場活動…等，清楚記錄每筆收款交易及退款功能，有效理財對帳。
　收款搭配專屬賣家的QRCode及收款貼紙(掃碼便利付)，便可以走到哪裡皆可輕鬆快速收款。

● 掃碼便利付 輕鬆一掃 快速完成收與付
　歐付寶會員專屬的QR Code收款條碼，設定完成後可用於桌次或分店管理，消費者可使用行動支付快速掃描、結帳付款。使用範例參考：
【零售百貨、餐飲業者】將收款貼紙貼於餐桌上或櫃台，供消費者掃描付款。
【計程車司機】可將收款貼紙貼於車內，供乘客掃描付款。
【展場活動、夜市攤販】可將收款貼紙貼於展位及攤位前，供消費者掃描付款。

● 好友聊天轉帳服務
　整合「好友、聊天、轉帳」等功能介面，輕鬆選擇聊天或轉帳的對象。
可將電話簿好友匯入好友名單，亦支援非好友也可快速完成會員轉帳，更享轉帳零手續費。
亦可透過好友名單、QR code、搖一搖方式建立群組聊天室。

● 收帳分帳 多人聚會分攤 快速搞定
無論是聚餐或團購分攤、房租管理、報名費繳納等各種情境場合，皆可快速發動請求，向群組或個人收取/支付款項。

● 電子發票功能
　可透過APP申請電子發票手機條碼載具，設定完成後於合作店家(全家、萊爾富、OK超商)消費，無需再出示手機條碼，即可將發票歸戶。
　其他店家也可於結帳前出示手機條碼，便可將發票歸戶。
其他功能如發票自動兌獎、發票中獎通知、獎金匯入、附掛式載具查看等服務一次完整享有。

● 生活繳費
新增電費、信用卡費、電信費、健保費、汽燃費、eTag儲值且陸續開放縣市公營或私營的停車費、水費、瓦斯費、醫療費、保險費…等各式費用，只要透過掃描繳費單或資訊綁定即可查詢付款，一指搞定您生活必要支出！

● 路邊停車費繳納
　不限各縣市的汽機車，只要持有【基隆市、台北市、新北市、桃園市、新竹縣、新竹市、苗栗市、頭份市、台中市、彰化縣、嘉義市、台南市、高雄市、花蓮市、宜蘭縣、臺東縣】區域所開立之「停車繳費通知單」，即可隨時使用以下服務進行付款：
【停車單繳費】掃描停車單上的單號進行付款。
【停車費查詢繳費】查詢待繳的停車費進行付款。
【新增車籍資料】綁定汽機車號，可快速查詢待繳費用、系統智能通知待繳及即將到期費用。綁定一次享有未來合作區域之繳費通知服務。未來更將開放自動扣繳…等功能。
若查詢「停車單」或「車號」時，無待繳的費用，更提供了追蹤待繳的功能，讓你即時未綁定車號，也可享有待繳通知服務。(宜蘭縣、台南市、嘉義市目前僅提供綁定車號，系統智能通知待繳及繳費功能)

● 海外及商務會員服務
　提供非台灣國籍會員註冊為個人會員及公司行號註冊成為商務會員，使用行動支付其服務。

● 實名制加密、付款安全認證等雙重保護
　確認使用者的真實身分，以便日後使用時更加快速方便；交易流程符合國際PCI DSS 認證，保護持卡人數據，不必擔心付款安全性，層層控管加倍安心。

提醒您，為確保用戶體驗，請安裝至最新作業系統版本；基於帳戶安全，請於行動裝置安裝防護軟體。

客服資訊：(線上回報)
https://www.opay.tw/ServiceReply/Create

[O'Pay mobile payment, pay immediately]
Quick collection, payment, transfer, account collection and split-account functions, integration of supermarkets and supermarkets, instant payment, mobile phone shows the barcode to pay immediately and deposit the invoice into the vehicle; scan the barcode by taxi to pay immediately, saving time, convenience and safety.
On-street parking payment can be paid at any time in North, Central and South; electronic invoice mobile phone barcode carrier application, automatic prize redemption, prize winning notification, bonus remittance and other complete services, experience fast payment, simple and convenient new life.

【The main function】
● Mobile phone is the wallet, easy to store value and convenient to pay
Smart spending is done in one machine, and you don’t need to bring a wallet when you go out. "Opay account" equals cash, "credit card" multi-card binding to one machine, "bank account" direct payment; payment is applicable to "superstore shopping, restaurant dining, night market," Shopping in department stores, taxis, friends sharing accounts..." Various situations. Easily experience a safe, secure, faster, and more convenient payment method.
"Opay account" deposit method:
　1. Barcode stored value: Lairfu, OK convenience store, Meilianshe, Sanshang Damei Supermarket, Xinpu Market
　2. Transfer stored value: ATM transfer
　3. Multimedia machine stored value: Family FamiPort
　4. Bank quick payment stored value: Taishin, Mega, Chunghwa Post and other bank accounts bind stored value
5. Credit card storage: Zhaofeng credit card binding storage and automatic value-added services

● Convenience store, easy pay
　There are more than 5,200 families in Taiwan, Lairfu, OK convenience store, Meilianshe, Sanshang Damei Supermarket, Xinpu Market, all accept mobile payment, show the bar code and provide it to the clerk to scan, [BEEP! 】Once, complete the payment immediately! (※Currently, mobile payment cannot be used for payment services for collecting money. Such as: garbage bags, collection and payment, commodity collection and payment)

● Fast collection, saving time and more convenient
　Catering businesses, market vendors, vending machines, retail stores, taxi drivers, meal cost sharing, exhibition activities... etc., clearly record each collection transaction and refund function, and effective financial reconciliation.
　Collect the payment with the exclusive seller’s QRCode and payment sticker (scan the code to pay easily), you can easily and quickly receive payment wherever you go.

● Scan the code to facilitate payment, easily scan, quickly complete receipt and payment
　The exclusive QR Code receipt barcode for Oupay members can be used for table or branch management after the setting is completed. Consumers can use mobile payment to quickly scan and checkout payment. Use example reference:
[Retail department stores, catering businesses] Put payment stickers on the dining table or counter for consumers to scan and pay.
[Taxi drivers] can affix payment stickers to the car for passengers to scan and pay.
[Exhibition activities, night market vendors] Payment stickers can be affixed to the booth and in front of the booth for consumers to scan and pay.

● Friends chat transfer service
　Integrate functional interfaces such as "friends, chat, transfer", and easily select whom to chat or transfer.
You can import phone book friends into your friends list, and support non-friends to quickly complete member transfers, and enjoy zero transfer fees.
You can also create a group chat room through friends list, QR code, and shaking.

● Receiving and sharing accounts, multi-party gathering and sharing
Whether it’s gatherings or group purchase sharing, rent management, registration fee payment and other situations, you can quickly initiate a request to collect/pay money from groups or individuals.

● Electronic invoice function
　You can apply for a mobile phone barcode carrier for electronic invoices through the APP. After the settings are completed, you can purchase them at partner stores (Family Family, Lairfu, OK Supermarket), and you can return the invoice to your account without showing the mobile phone barcode.
　Other stores can also show the mobile phone barcode before checkout, and then the invoice can be returned to the account.
Other functions such as automatic receipt of invoices, notification of winning invoices, bonus remittance, viewing of attached vehicles and other services can be enjoyed at once.

● Living expenses
Add electricity, credit card, telecommunications, health insurance, gas and fuel, eTag stored value, and gradually open county and city public or private parking, water, gas, medical, insurance, etc., as long as you pass You can check the payment by scanning the payment slip or binding information, and you can get the necessary expenses for your life with one finger!

● On-street parking fee payment
Motors and motorcycles in all counties and cities are not limited, as long as they hold [Keelung City, Taipei City, New Taipei City, Taoyuan City, Hsinchu County, Hsinchu City, Miaoli City, Toufen City, Taichung City, Changhua County, Chiayi City, Tainan City, Kaohsiung City, Hualien City, Yilan County, Taitung County] "Parking Payment Notice" issued by the region, you can use the following services to make payments at any time:
[Parking ticket payment] Scan the ticket number on the parking ticket to make payment.
[Parking Fee Check and Payment] Check the parking fee to be paid for payment.
[New car registration information] Bind the car and locomotive number, you can quickly query pending fees, and the system intelligently informs pending fees and upcoming fees. Bind once to enjoy the payment notification service of the future cooperation area. In the future, automatic deduction... and other functions will be opened.
If you check the "parking ticket" or "vehicle number", there is no fee to be paid, and the function of tracking to be paid is also provided, so that you can enjoy the notification service of pending payment without binding the car number. (Yilan County, Tainan City, and Chiayi City currently only provide binding vehicle number, the system intelligently informs pending payment and payment functions)

● Overseas and business membership services
　Provide non-Taiwan nationality members to register as individual members and company bank numbers to register as business members, and use mobile payment for their services.

● Double protection such as real-name encryption and payment security authentication
　Confirm the user’s true identity so that it can be used more quickly and conveniently in the future; the transaction process complies with the international PCI DSS certification, protects cardholder data, does not have to worry about payment security, and layered control is more at ease.

To remind you, to ensure the user experience, please install to the latest operating system version; for account security, please install protection software on your mobile device.

Customer service information: (online report)
https://www.opay.tw/ServiceReply/Create