PrePay Loan: Home Loan Planner

Contains ads
Content rating
Everyone
10+
Downloads
Content rating
Everyone
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About this app

PrePay Loan helps you save lakhs on your Indian home loan. Plan prepayments, reduce your EMI, cut interest and become debt-free faster.

PREPAYMENT PLANNER
• One-time lump sum, monthly or yearly prepayment
• Reduce term vs reduce EMI strategies
• See exact interest saved in ₹ and how many years you shorten

EMI CALCULATOR
• Instant monthly EMI, total interest and total payment
• Full month-by-month amortization schedule with charts
• Outstanding balance and principal vs interest charts

LOAN TRACKER
• Log your actual monthly EMI and prepayments
• Watch your outstanding balance shrink over time

TAX SAVINGS
• Estimate Section 80C and Section 24(b) deductions
• Compare old and new income tax regime benefits

RENT vs BUY
• Compare lifetime cost of renting vs buying a home

Save your plans, pin them to your dashboard, and analyse every scenario with beautiful dark-mode charts. Works offline. Secure Google sign-in to keep your plans in sync.

Disclaimer: This app is for educational and planning purposes only and is not financial advice.
Indian home loan prepayment, EMI, tax & rent-vs-buy planner in one app
Updated on
Aug 4, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info
  • Data is encrypted in transit
  • You can request that data be deleted