Amartha - Pendanaan UMKM

PT. Amartha Mikro Fintek

About this app

✨Together with Amartha Give Dreams Equal Opportunities for Equal Prosperity! ✨

MSME actors in villages play an important role in creating a big dream together: equitable prosperity.


Amartha continues to strive to provide equal opportunities for economic access by connecting funders in urban areas with MSME players in thousands of Indonesian villages through innovation and technology.

By the end of 2022, 160 thousand people have funded funding. So Amartha can distribute funds amounting to IDR 10 trillion to more than 1.4 million micro business actors in Indonesia.

We believe, through equal opportunities, the wider community, especially the grassroots community, can realize their dreams to live a better life, to achieve prosperity for all. #ForGreaterPurpose

On the other hand, Amartha can be a step for you to own sustainable financial assets.

Starting with MSME capital from IDR 100 thousand, you can generate weekly passive income with a flat 15% profit per year.
Top-up funding is now also easier with various options ranging from mobile banking, e-wallet, and other options.

Also enjoy various Amartha features that are profitable and make it easier for you to start funding and empower MSMEs to realize Indonesia's prosperity.

Download the application now!

Amartha is Licensed & Supervised by the Financial Services Authority (OJK)
Contact Support:
Email: [e-mail]
Call Center: 150170
WhatsApp Chat: 0811-19150170


Follow us on:
Instagram: @amarthaid
Youtube: Amartha
Facebook: Amartha
Twitter: @amarthaid
TikTok" @amarthaid

PT. Amartha Micro Fintek
Jl. Ampera Raya No.16, RT.4/RW.4, Cilandak Tim., Kec. Ps. Sunday, South Jakarta City, Special Capital Region of Jakarta 12560

Ratings and reviews

They've updated the UI, and the UX is now much much better than last year's. I can see my money growing 18-19% in approximately one year, eventhough some of the mitra that I chose seem to stop paying the loan (7 out of 19). Still hoping for more features that can make the UX even better.

I suggest for a search feature (with magnifying glass icon) in our portfolio page, it will help us the lender user to find a particular borrower without needing to keep scrolling around. Also for the activity page, please add the borrower's name in every list items, having to click each items to open the detail is not intuitive, I believe the dev team should have this intuition if they also use the app/web.

Worst P2P lending. Not recommended. I decided to stop investing in amartha since The claim insurance process is not transparent. I have to contact many times to the support and until now, the claim insurance still not paid yet. I always got the same answer that they ask me to wait. It's been more than year. They cant be trusted. Apps has many bugs , the customer support really not professional

What's new

14 Tahun perjalanan Amartha, kita selalu berusaha tumbuh menjadi lebih baik lagi. Demi memastikan pengalaman mendanai Anda juga ikut menjadi lebih baik, kami melakukan beberapa perbaikan pada aplikasi Amartha.

Update aplikasi Amartha sekarang dan nikmati fitur terbarunya, bersama kita #tumbuh10xlagi