Most expense apps die on the same step: typing. Penvo removes it.
Say "lunch 12 euros" and it's logged — AI fills in the amount, category and note for you.
WHAT YOU GET FREE
• Voice entry — speak naturally, no forms to fill
• Text entry and quick shortcuts
• Recurring bills — rent, loans and subscriptions logged automatically
• Envelope budgets — a limit per category, with rollover
• Stats and trends — where the money actually goes
• Split bills — track who owes what
• Private ledgers — keep work and home apart
PRO
• Receipt scan — snap a photo, AI reads the total and currency
• Shared ledgers — record together with family or friends
• Business ledger — separate books for a side business
• Multi-currency — 25 currencies with live exchange rates
BUILT TO STAY OUT OF THE WAY
Cloud sync keeps every record when you switch phones. Your data is yours —
export it any time.
Free to use, with Pro available monthly, yearly, or as a one-time purchase.
Say it and it's logged. AI expense tracker with voice entry and receipt scan.