“AMK PAY” is a Mobile Merchant Application which will be used by customer who is a merchant of AMK Microfinance Institution Plc (refer to as AMK) in Cambodia. AMK is a Microfinance deposit taking institution licensed by National Bank of Cambodia. AMK has been granted with a MDI license to operate financial services in Cambodia and we provide variety of financial services including: Credit, Non credit, Fund transfer, Bill payment, and other financial services.